Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-29
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In present time the price is rising in all things so it is very necessary to save money for future. In now a days the money is needed in every place without money nothing is possible the upcoming generation needs to know how to save money so it help us in future.
On moving ahead the upcoming days in which every single thing the price will rise quickly. The people from poor condition they can not buy any basic things. The price of gold and sliver also increase rapidly day by day the people in this days saving more and more money for future because they know that price will rise more in future days. There are some young people who are spending more money in every thing which is not necessary. It is very important to save money for future for young people.
Further discussion the upcoming young generation will not save money for their future so they can. In present time there are many viral diseases are taking place in many country so the people got bacterial problem they can not go at work or job in this time the saved money can use as emergency. The saved money in younger age it will come to use in future when people get retired they do not have any salary work but if they had saved money it will very help full to that people.
In conclusion, the agree statement is it is very important to save money for future including young people because in present time the price is rising so in future it will double rise. The money which is saved today it will help in future or in any emergency hospital cases
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.0
The response addresses the prompt by discussing the importance of saving money for the future, including for young people, and takes a clear position in agreement with the statement. Ideas are presented regarding inflation, emergencies, and retirement, such as when the student mentions that 'the saved money can use as emergency' and helps 'when people get retired.' However, these ideas are often repetitive and under-developed, relying on general assertions rather than well-extended arguments or specific examples. Furthermore, the reasoning can be overly simplistic and occasionally repetitive in its explanations. Because the prompt is addressed with relevant main ideas, but the support lacks depth and extension, this performance aligns closely with the Band 5 descriptors.
Coherence and Cohesion: Band 5.0
The essay is organised into paragraphs, featuring an introduction, body paragraphs, and a conclusion, which shows an attempt at overall structure. However, logical progression is frequently disrupted by awkward transitions and repetitive statements. Phrases like 'On moving ahead' and 'Further discussion' are used mechanically and unnaturally to link ideas. Referencing and substitution are weak, leading to confusion, such as in the sentence: 'the upcoming young generation will not save money for their future so they can.' Paragraphing is attempted, but internal cohesion is faulty and mechanical, with repetitive sentence structures dominating the flow. These features place the response firmly at Band 4.5 to 5.0, best represented by a band score of 5.0.
Lexical Resource: Band 5.0
The vocabulary used is basic, repetitive, and heavily restricted. The student frequently repeats simple words and phrases such as 'save money,' 'future,' 'price is rising,' and 'young people.' There are noticeable word choice and collocation errors throughout the text, including 'in present time,' 'price of gold and sliver,' 'bacterial problem,' and 'emergency hospital cases.' Attempts to use less common vocabulary are either inaccurate or inappropriate for the context, causing some difficulty for the reader and making meaning obscure at times. The lexical range is minimally adequate to convey very simple ideas, matching the criteria for Band 5.
Grammatical Range and Accuracy: Band 5.0
Grammatically, the response exhibits a very limited range of structures. Simple sentences dominate, and the attempts at complex or compound structures are almost entirely faulty and lack control. Frequent errors in tense, subject-verb agreement, and prepositions are present throughout, such as 'the price is rising in all things,' 'in now a days,' 'people from poor condition they can not buy,' and 'it will very help full to that people.' These persistent errors and the lack of error-free complex sentences cause considerable difficulty for the reader and obscure the meaning of several sentences, reflecting the descriptors for Band 4.5, which rounds to a Band 5.
See this exact question answered at other band scores. The same prompt compared across bands.
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