Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-29
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
In present times , one of the most contentious issue in the surroundings is that all the citizens including juveniles should save money for their forseeable future . I partially agree with this notion and the ideas favouring my contention will be articulated in the upcoming essays . My ideas will be supported with relevant examples and insights .
Perhaps , the most significant advantage of saving money is that , investing money can provide good returns .This can be compounded by the fact that , if the teenagers and elderly invest their money in sources such as mutual funds and stocks instead of wasting the money , this can attribute to better returns for the long term . Of equal importance is the fact that savings can be used as a prevention or preperation for any kind of health or financial emergency . A perfect illustration is that , in japan almost every other indiviual invest their money in trading application such as mutual funds , so that they can have a good interest on their savings .
On the other hand , there are some concerning drawbacks of saving money , One of the noteable drawback is that , the mases would not be able to fulfil their basic necessities . To make it more clear , facilities such as education , food and other essential means of living will not be fulfilled , if all the money is saved . Furthermore , their standard of living will eventually turn low .
To recapitulate , savings not only has prime advantages but can also lead to detrimental impact on the lifestyle of pupils .
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 5.5
The response addresses the prompt by discussing both the advantages and drawbacks of saving money, establishing a partial agreement position in the introduction. However, the development of ideas is somewhat limited and repetitive. For instance, the discussion on investment and health emergencies is stated generally without deep exploration. The counter-argument regarding basic necessities is relevant but lacks robust extension. While all parts of the prompt are touched upon, the ideas would benefit from greater elaboration and more specific supporting details to reach a higher band. Nevertheless, a clear stance is maintained throughout the essay.
Coherence and Cohesion: Band 5.5
The essay displays a coherent overall arrangement with a clear introduction, body paragraphs, and a brief conclusion. Paragraphing is used appropriately to separate distinct ideas. However, the use of cohesive devices is sometimes mechanical or repetitive, such as the frequent transitions like 'Of equal importance is the fact that' and 'To make it more clear'. Referencing is generally clear, though the progression of ideas within paragraphs can occasionally feel abrupt. Overall, the logical flow is adequate for a band 6, but cohesion lacks the flexibility and subtlety seen at higher bands.
Lexical Resource: Band 5.5
The student demonstrates an adequate range of vocabulary for the task, attempting some less common lexical items such as 'contentious issue', 'juveniles', 'compounded', and 'detrimental impact'. However, there are noticeable word-choice errors and awkward collocations, such as 'in the surroundings' instead of 'in society', 'mases' instead of 'masses', and 'turn low' instead of 'decline' or 'worsen'. Spelling errors like 'forseeable', 'preperation', and 'indiviual' also occur. These errors do not impede communication, but they reflect limitations in lexical precision and control.
Grammatical Range and Accuracy: Band 5.0
The writer attempts a mix of simple and complex sentence forms, utilizing relative clauses and conditional structures. However, grammatical accuracy is inconsistent. There are frequent punctuation and spacing errors, particularly unnecessary spaces before commas (e.g., 'times ,'). Other structural errors include subject-verb agreement issues, such as 'savings not only has prime advantages', where 'savings' is plural, and awkward phrasing like 'the mases would not be able to fulfil their basic necessities'. While complex structures are attempted, they are frequently flawed, placing this response firmly in the band 5 range for grammar.
See this exact question answered at other band scores. The same prompt compared across bands.
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