Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-29
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Nowadays, many believes that saving money is the crucial thing for everyone as well as for young generation for their future. I strongly agree the collecting money is plays significant role for many purposes such as for the education or for the future generations.
There are many significant advantages for saving money for their future. One of the crucial reason is for education purpose, the increasing expenses in education have been increasing significantly over the years. Additionally, in many urban cities the fees of schools and colleges have become expensive, and many students across the globe takes lone for their graduation. For instance, saving money for the future can plays crucial role to secure the future of their children, as well as can use that money for further graduation.
Another important reason to save money is for retirement for older peoples. Moreover, nowadays many individuals are focusing on long term retirement funds to send their time without worrying about any things. Furthermore, saved funds also helps to purchase various assets and liabilities such as many individuals likes to have a new house from saving funds or have expensive cars and many likes to prefers to travel whole worlds for older aged group. For example, many veteran have their retirement funds to spend their life without doing future works.
In conclusion, saving funds can plays crucial roles in longer run for younger individual and also for all all aged group. Saved funds can be use in various ways such as for graduation or for secure future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 5.5
The student addresses the prompt by expressing a clear position of strong agreement regarding the importance of saving money for young people and everyone else. The ideas presented are relevant, such as funding education and preparing for retirement. However, the development of these ideas is somewhat limited and repetitive, and some supporting points lack clarity or logical connection, such as confusing assets and liabilities when discussing houses and cars. While the task is addressed, the arguments do not reach the depth and thorough extension expected at higher band levels. Therefore, this performance aligns closely with the Band 6 descriptors, where the task is addressed with relevant ideas, but some are under-developed or unclear.
Coherence and Cohesion: Band 5.5
The response has a coherent overall arrangement with clear paragraphing separating the introduction, two body paragraphs, and the conclusion. There is a progression of ideas from education to retirement. However, cohesion is frequently faulty and mechanical, with awkward transitions like 'One of the crucial reason is for education purpose' and 'Furthermore, saved funds also helps'. Referencing and substitutions are occasionally unclear, and there is noticeable repetition of cohesive phrases such as 'crucial role' and 'for their future'. These issues place the response firmly in the Band 5 to Band 6 range, matching the descriptor for coherent overall arrangement where cohesion is sometimes faulty and referencing is not always clear.
Lexical Resource: Band 5.0
The student attempts a range of vocabulary suitable for the topic, including terms like 'expenses', 'retirement', 'graduation', and 'assets'. However, there are frequent word choice and collocation errors, such as 'collecting money is plays significant role', 'takes lone', and 'travel whole worlds'. Additionally, word formation errors are common, such as 'young generation' instead of 'the younger generation' and 'older aged group' instead of 'older age group'. While the vocabulary used is adequate to convey the general message, these persistent inaccuracies and limited precision restrict the score to Band 5, reflecting a limited but minimally adequate range with noticeable errors.
Grammatical Range and Accuracy: Band 5.0
The student attempts a mix of simple and complex sentence forms, utilizing relative clauses and conditional structures. However, grammatical accuracy is weak, featuring frequent errors that often cause difficulty for the reader. Examples include subject-verb agreement issues ('many believes', 'saving money can plays', 'saved funds also helps'), incorrect verb tenses and forms ('collecting money is plays', 'takes lone'), and awkward phrasing. Complex structures are frequently faulty. Because errors are dense and persistent throughout the text, impairing grammatical control, this performance fits the Band 5 descriptor, characterized by a limited range of structures and frequent errors.
See this exact question answered at other band scores. The same prompt compared across bands.
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