Band 4.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-09-30
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 4.5)
In this statement talking about to save money for their future. This statement is every way right. Therefore, I completely agree this statement. I will explain these statement.It is more important for everyone because we can save money so in future we cannot face every problems. All problems create without money.
Nowadays, money is important for everyone. Without money life is not possible because without money we should not make possible everything.For example, some people could have a are more money people's give respect and love but some people could not have a more money people's could not give respect and love because could not have a more money. So, money is very important in every part of life.If we can save money for future because life can't exist without money. Therefore, I agree this statement.
Money is more important in life because without money we cannot buy something. If we can't buy something so couldn't exist in life. While love and respect is more important but this is not possible without money. With money buy everything so money is important in life.For example, with money we everything buy and without money we cannot buy something.Today people cannot exist without money because everything buy with money.When we cannot do work so money save for future. Therefore, I fully support this statement.
In conclusion, money is more important in life so save money for future because it is more important for everyone.So, I should ask that it is important for everyone save money for future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 4.0 |
| Lexical Resource | 4.0 |
| Grammatical Range and Accuracy | 4.0 |
| Overall | 4.5 |
Task Achievement / Task Response: Band 5.0
The response attempts to address the prompt regarding whether everyone should save money for their future, stating a clear position of complete agreement. However, the development of ideas is extremely repetitive and relies on simplistic assertions rather than well-supported arguments. Throughout the essay, the central justification revolves almost exclusively around the notion that life is impossible without money and that everything is bought with money, seen in phrases like 'without money life is not possible' and 'with money buy everything so money is important'. While the writer does introduce an attempt at a broader social perspective by mentioning respect and love, this point is underdeveloped and circular. There is a lack of specific, relevant examples from personal knowledge or experience, as the examples provided are vague and unconvincing. Consequently, the task is addressed only partially, aligning closely with the descriptors for a band 5.
Coherence and Cohesion: Band 4.0
The essay is divided into an introduction, two body paragraphs, and a conclusion, showing some basic attempts at paragraphing. However, there is a lack of clear overall progression, and the logical flow is heavily hindered by repetitive arguments and awkward transitions. Cohesive devices are used rather mechanically or inappropriately, such as using 'Therefore' and 'While' in ways that disrupt the logical connection between sentences. For instance, 'While love and respect is more important but this is not possible without money' demonstrates poor control of subordinate clauses and cohesive contrast. Furthermore, referencing is frequently unclear, making it difficult for the reader to follow the exact progression of thought. Because of these structural and organizational weaknesses, the overall score falls into the band 4 range.
Lexical Resource: Band 4.0
The vocabulary used throughout the essay is basic, repetitive, and heavily restricted. The student continuously recycles the same fundamental words and phrases, such as 'money', 'important', 'future', and 'without money', across almost every sentence. There is a noticeable absence of less common lexical items or idiomatic language, and attempts at collocation are frequently awkward or incorrect, as seen in phrases like 'problems create without money' and 'some people could have a are more money'. Word choice errors and lexical inaccuracies are frequent, and although the core message can generally be deciphered, the vocabulary strains the reader and remains at a band 4 level.
Grammatical Range and Accuracy: Band 4.0
The grammatical range is severely limited, consisting mostly of simple and attempted complex sentences that are consistently faulty. The text is riddled with frequent and systematic errors in tense, subject-verb agreement, word order, and sentence structure. Examples include 'In this statement talking about to save money', 'we should not make possible everything', and 'everything buy with money'. Subordinate structures are mishandled, and punctuation is rudimentary. These persistent errors cause considerable difficulty for the reader and obscure the intended meaning in several places, fitting the criteria for a band 4 performance.
See this exact question answered at other band scores. The same prompt compared across bands.
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