Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-30
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
It is crusial for everyone like young and older people to store money for their future. It today we have good amount of money for future, then in future me must spent an easy life without any investment. Our today's earning and secure our future. i strongly agree with this perspective that we must save money for our upcoming life.
In my opinion, today we earn and spent on temporary things that are not needed in future but the only thing that needed in future is money and every kind of property. If we store today, we choose to use them in future and also they least for years. Mature generation spent more money to perchase property and less on food, cloth, etc. They know about future that in upcoming times there will more difficult time for bought properties. The prices of them are so higher than in the past.That is why we have to save money for future.
The other reason is spent money to get bitcoin, That is the only thing i consider expensive and in future it become more valuable. some youngersters spent their money on bitcoin, they also know the exect value of it. Future s turning more expensive and everyone have to be ready for it. For better living, we must have better about. Spending more on stupid things are not turning you into an billionaire.
For example, if someone spent more monay on stupid things like keychains, bandants, not much useful things are more expencive. They finish all their money in once and nothing for future. Then in future they have nothing nore even a personal house.
In conclusion, save money for future are more important today becouse uncoming ages will be so expencive if we do not store our monay for future or do not spent them on houses or any kinf of property then we must faced starved in future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 4.0 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.0
The response addresses the prompt by discussing the importance of saving money for the future, presenting a clear position of strong agreement. However, the development of ideas is limited and at times repetitive. The writer mentions purchasing property and investing in bitcoin, but these supporting points are underdeveloped and lack sophisticated reasoning or specific, well-articulated examples. Generalisations are made about 'mature generation' and younger people, but the lack of precise elaboration keeps the task response at a Band 5 level. To improve, the writer should extend their arguments with more detailed explanations and coherent examples rather than relying on brief, circular statements.
Coherence and Cohesion: Band 5.0
The essay is divided into paragraphs, which is a positive feature, but the logical progression within and between paragraphs is faulty. Cohesive devices are basic and sometimes inaccurate (e.g., 'In today we have', 'That is why'). Referencing is occasionally unclear, and sentences often feel disconnected, resulting in a mechanical flow. While there is an introduction, body paragraphs, and a conclusion, the lack of smooth transitions and clear internal structure places this criterion firmly at Band 5. Using a wider variety of conjunctions and ensuring clear referents for pronouns would greatly enhance overall cohesion.
Lexical Resource: Band 5.0
The vocabulary used is relatively basic and repetitive throughout the essay (e.g., 'save money for future', 'spent money', 'stupid things'). There are noticeable spelling and word-choice errors, such as 'crusial' instead of crucial, 'me must spent' instead of we must spend, 'perchase' instead of purchase, and 'exect' instead of exact. The range is limited and minimally adequate for conveying a simple argument. While meaning can mostly be extracted, the frequent lexical inaccuracies and lack of sophisticated phrasing restrict the score to a Band 4.0 or 5.0. Band 5 is awarded as the vocabulary is just sufficient to communicate the central thesis.
Grammatical Range and Accuracy: Band 4.0
The essay contains a very limited range of grammatical structures, with frequent errors in tense usage, subject-verb agreement, and prepositions (e.g., 'for bought properties', 'prices of them are so higher', 'spend money to get bitcoin', 'uncoming ages'). Simple sentences dominate, and attempts at complex structures frequently result in ungrammatical formulations that cause some difficulty for the reader (e.g., 'if we do not store our monay for future or do not spent them on houses or any kinf of property then we must faced starved in future'). These frequent errors throughout the text align with the Band 4 descriptors.
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