Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-30

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

So here the task is to discuss the importance of why should everybody need to save money for their upcoming life including the young generation.

I do agree with this statement that everyone should save money.

Starts with, why saving money is important? So first of all the main reason to save money is to have it in your bad time so you can utilize the savings while your struggling financially, the saving can be useful in many aspects and period of time in our age, Including when you need money urgently for some medical emergency when you have to pay huge bills at hospitals urgently and don't have a plenty of time to arrange the amount. Other aspects of saving money includes: when you have to pay academic fees for you school, colleges which are now a days touching sky, for example my brother need to pay $5000 for his university semester fees so he use his savings to clear the amount from his head.

The savings can also be used to buy or purchase a house or any other assets which are selling for way less price than its actual so you have an easy opportunity of making profits from them using your savings because the owner will usually demands the payment of that asset urgently or hand to hand so savings can help you out at that time. Like how my uncle bought his first car, the value of the car he is buying is around $17000 but he get it from the previous owner just in $13500 because the owner is shifting to foreign country, Like that he made a good profit of around $3500.

In conclusion, saving can be useful and beneficial for the future and when you urgently need to pay somewhere, So yes everybody should do saving for the save side.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

The candidate addresses the task by stating a clear position of agreement and providing relevant reasons, such as managing medical emergencies and funding education. However, the development of ideas is somewhat limited and relies heavily on personal anecdotes, such as the example of the brother's university fees and the uncle's car purchase, rather than exploring broader societal or economic implications. The introduction contains conversational framing ('So here the task is to discuss...') rather than academic style. While the prompt is addressed, the depth of extension places this response comfortably at Band 6.0, as ideas are relevant but somewhat under-developed.

Coherence and Cohesion: Band 5.5

The response demonstrates a coherent overall arrangement with a clear stance presented early on. However, paragraphing and logical progression show noticeable weaknesses. The text is divided into only three main paragraphs, with the second paragraph attempting to cover multiple distinct points (emergencies and education) in a single, overly long, run-on structure. Cohesive devices are sometimes faulty or mechanical, such as the repetitive use of 'so' and 'like', and referencing can be imprecise (e.g., 'clear the amount from his head'). There is a lack of sophisticated transitions between paragraphs, resulting in a Band 5.5 performance for cohesion and organisation.

Lexical Resource: Band 5.5

The vocabulary used is adequate for the task, allowing the student to communicate basic ideas about financial savings, emergencies, and purchasing assets. However, the range is limited, and there are noticeable instances of awkward word choice and collocation, such as 'bad time', 'touching sky', 'selling for way less price', and 'shifting to foreign country'. Furthermore, informal phrases like 'hand to hand' reduce the academic register. While meaning is generally clear, the presence of these errors and the lack of less common lexical items restrict the score to Band 5.5.

Grammatical Range and Accuracy: Band 5.0

The essay displays a mix of simple and complex sentence forms, though complex structures often contain errors in punctuation, clause linkage, and verb agreement. For instance, run-on sentences are prevalent, such as '...so you can utilize the savings while your struggling financially, the saving can be useful in many aspects...'. There are also grammatical errors such as 'everyone should do saving', 'he need to pay', and spelling/homophone issues like 'your' instead of 'you're'. Despite these frequent errors, communication is rarely completely impeded, supporting a Band 5.0 score for grammatical range and accuracy.

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