Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

I totally agree with this statement because it is important for every single person to save the money for their needs or future emergencies. Saving money also gives discipline of finance.

Saving money is important for everyone. The person who saved the money and don't spend without any needs. then if the person are in difficulty then obviously they used this money without borrowing them from someone. Also saving money is a good habit and everyone make sure that to save the money for future. Recently, i purchase bike for myself because it is very important for me. Because i don't have any convience to travel from one place to another. I saved money whole year to purchase this bike. If i spend all the money in different kind of activities than how i purchase the bike.

I also suggest to the parents to give advice to their childrens to save the money for the bad times. Moreover, saving money makes the childrens disciplned and motivated. Students need to save their pocket money that they get from their parents. It will help him to buy different things they need.

Saving money also gives the fiancial discipline to the youth. Nowadays, finance is one of the biggest problem of everyone. The person who have bigger goals or they want to buy something for ourself. If they save the money for this goalthan obviously they achieve their goal and buy the things.

There are lot of benefits of saving the money. This money help in different situations like family emergency, repairing, education and financial discipline.

Overall, saving money have a lot of benefiits in the life. It will help to deal with the unexpected emergencies.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

The response addresses all parts of the task by presenting a clear position that you agree with the statement, supported by relevant ideas. However, the development of these ideas is uneven. For instance, while your personal example of saving money for a bike is detailed, other points—such as financial discipline and parental advice—tend to be repetitive and lack sufficient extension. You state that saving money gives 'discipline of finance' and helps with 'unexpected emergencies,' but these points are expressed in a somewhat generalized manner without exploring the wider implications for young people specifically. To move to a higher level, you should ensure that every main idea is fully expanded with deeper explanations or more varied examples rather than restated in similar terms.

Coherence and Cohesion: Band 5.0

There is a coherent overall arrangement to your essay, with an introduction, supporting body paragraphs, and a brief conclusion, showing that you attempted to structure your response. However, the progression of ideas is sometimes hindered by mechanical and repetitive use of cohesive devices. You frequently start sentences with transition words like 'Also,' 'Moreover,' and 'Furthermore,' but referencing is not always clear, particularly in sentences like 'If i spend all the money in different kind of activities than how i purchase the bike.' Paragraphing is attempted, but some paragraphs contain fragmented or abrupt thoughts rather than a unified flow of ideas. To improve, you need to use a wider and more natural variety of linking words and ensure that each paragraph builds logically onto the next without relying on repetitive formulas.

Lexical Resource: Band 5.0

You demonstrate an adequate vocabulary range for the task, successfully communicating your general thoughts on saving money using terms like 'emergencies,' 'financial discipline,' and 'pocket money.' You attempt to use some less common vocabulary, but this is sometimes accompanied by word-choice and word-form inaccuracies, such as using 'convience' instead of 'convenience,' 'goal' instead of 'goals,' and 'fiancial' instead of 'financial.' Spelling errors and awkward collocations—like 'gives discipline of finance' instead of 'teaches financial discipline'—appear throughout the text. These errors do not seriously impede overall communication, but to reach a higher standard, you must demonstrate greater precision in word choice, correct spelling, and more natural collocation patterns.

Grammatical Range and Accuracy: Band 5.0

Your writing displays a mix of simple and complex sentence forms, demonstrating that you can construct compound ideas, such as using conditional clauses like 'If i spend all the money... than how i purchase the bike.' However, there are some noticeable errors in grammar and punctuation, including missing articles ('purchase bike' instead of 'purchase a bike'), incorrect verb forms and tenses ('the person who saved the money and don't spend'), and pronoun agreement issues ('to give advice to their childrens'). Punctuation is also inconsistent, particularly with capitalization of the pronoun 'i' and apostrophes in plurals like 'childrens.' While these errors rarely impede overall comprehension, they represent a recurring pattern of structural inaccuracies that keep the grammar score at this level. Increasing your control over complex sentence structures and reducing basic grammatical slips will help elevate your score.

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