Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-10-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

it is necessory for anyones including adult people to collect money for thier future

in my openioun it is cruishal for any body with young people to save money in todays world is will is in the future because saving make people easy to reached thier target in thier life .

firstly money make new oppertunaties for pepole mostly young people who are faceing new challenges in thier life in term of getting education or even getting married it must save money rather than to spent money in left right so they can spent any time they wish or want to achive thoes things in life

secondly money make new opportunties for poor people and including young in the form of jobes easily they can do better jobs to hire in the diffrent company because of money they can get education and after that the can build a comapny to invest thier money on right way becasuse money can handle every diffrent saituation mostly in poverty it elimanate in the society to spent wisely it make problem in the future so so saving make it eaiser to reached it every target if you have any dream in the future that you wish and want to achive it so if you dont; have any future saving it make trouble in life so in the last i will mentioend it that spent money waisely are not correct save money wisely and make life easier if you want then save money in the future that will hlped you in the return in deiffrent ways in term of investment and other life living things in the ladt it is very important to save money in the future including for younger is will as for

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

The response addresses the prompt by discussing the importance of saving money for young people and the future, presenting a clear overall position that saving is crucial. However, the ideas are limited and under-developed, keeping the task response at this level. While the writer mentions relevant concepts such as creating opportunities for education and facing challenges, these points are repetitive and lack extended support or specific examples from personal experience. The arguments tend to loop around the same general notions of poverty elimination and goal achievement without fully fleshing out the broader implications of financial planning. To move higher, the writer needs to expand on distinct ideas with detailed explanations and concrete examples rather than restating the same point multiple times.

Coherence and Cohesion: Band 4.0

The writing demonstrates some overall organisation, but there is no clear overall progression of ideas. The entire text consists of a single massive paragraph with virtually no punctuation or sentence boundaries, making it very difficult to follow the logical flow. Cohesive devices are either missing or used inadequately and repetitively, with words like 'so' and 'because' overused in run-on chains. Paragraphing is absent, which detracts significantly from the structure of the essay. To improve, the writer must divide the response into distinct paragraphs with clear topic sentences, and employ a variety of cohesive devices accurately to guide the reader smoothly from one point to the next.

Lexical Resource: Band 4.5

The vocabulary used is limited and minimally adequate for the task. The writer attempts some less common items such as 'cruishal', 'oppertunaties', and 'saituation', but these attempts are marred by noticeable spelling and word-form errors that reflect a basic lexical range. Words are frequently misspelled (e.g., 'necessory', 'openioun', 'thoes', 'waisely'), and there are issues with word choice and collocation, such as 'collect money' instead of 'save money' or 'to hire in the diffrent company'. While the intended meaning can sometimes be discerned, the frequent lexical errors cause difficulty for the reader. To achieve a higher band, the writer needs to expand their vocabulary range, learn correct spellings of common and less common terms, and use words with greater precision.

Grammatical Range and Accuracy: Band 4.5

The grammatical range is very limited, relying heavily on run-on sentence structures joined by conjunctions rather than distinct simple and complex forms. There are frequent errors in grammar and punctuation, particularly the total lack of capitalisation and terminal punctuation marks, which creates long, breathless sentences. Errors also appear in verb forms, agreement, and prepositions within grammatical patterns, such as 'young people who are faceing' and 'to spent money in left right'. These frequent errors frequently cause difficulty for the reader in untangling clause relationships. To progress, the writer must demonstrate control over basic sentence boundaries, punctuation, and tense consistency while introducing well-controlled complex structures.

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