Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

Saving money is crucial part of every individual. It is often believe that preserve money is quit beneficial for the forthcoming years. It is important for everyone, including young people. I strongly agree with this statement to save funds for the future.

To begin with, nowadays, people are saving their money for the future advantageous. People should spend their time to focusing on make mony by doing job or business. Earn money is firstly daunting for everyone because of less packages and therefore, people can not save more money. However, gradually they progress and enarn more money from their particular field, so they can handle their expance regarding necessary things for home and their personal use. For instance, everyone want to save some kind of money form their actual salary because it can be useful for future such as bought a new house, car, and other things.

On the other hand, young people are also want to learn related currently popular and highly using in the market to make a money from it in early age. Moreover, individuals spend their money with family to complete their parents dreams. Although, sometimes it will cause some conflict in the family to on which thing spend money to use it. It cause in very rare case to use their savings on all family member use.

In conclusion, preserve money for the future is very essential part of every individuals live for young and older people. It is significantly following this method to make it valuable in the upcoming years. However, in a very golden case it create conflit between family members.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

The response addresses the task only partially. While the writer takes a clear position by stating 'I strongly agree with this statement,' the ideas remain limited and under-developed throughout the essay. For instance, the discussion on how people progress in their careers and handle expenses lacks specific elaboration, and the second body paragraph touches vaguely on young people learning market skills and family expectations without fully expanding on the implications for saving money. Although the prompt is generally acknowledged, the supporting points often wander into related concepts without deepening the core argument about saving for the future.

Coherence and Cohesion: Band 5.0

There is some basic organization with discernible paragraph breaks, but the response lacks a clear overall progression. The movement between ideas feels abrupt and mechanical. For example, transitions like 'To begin with,' 'On the other hand,' and 'In conclusion' are present, but the internal links between sentences are frequently inadequate or confusing, such as the shift from career progression to buying a house and then suddenly pivoting to family conflicts in the third paragraph. Additionally, referencing is occasionally unclear, making it difficult for the reader to follow the logical development of the argument from one sentence to the next.

Lexical Resource: Band 5.0

The vocabulary used is limited and barely adequate for the task. The writer attempts some less common phrases, such as 'forthcoming years' and 'financial progression,' but these are often undermined by noticeable word choice, collocation, and word form errors that cause difficulty for the reader. Examples of these inaccuracies include 'preserve money' instead of 'save money', 'less packages' instead of 'lower salaries', and 'enarn more money' rather than 'earn more money'. Spelling and morphological slips, such as 'expance' and 'conflit', further restrict the precision and fluency of the writing.

Grammatical Range and Accuracy: Band 5.0

The response exhibits a very limited range of grammatical structures, relying heavily on simple or awkwardly constructed sentences. Attempts at complex sentences are frequently faulty, leading to frequent errors in grammar and punctuation that can cause difficulty for the reader. There are persistent issues with verb forms, subject-verb agreement, and basic sentence architecture, such as 'It is often believe that preserve money is quit beneficial' and 'young people are also want to learn'. Punctuation is basic, and missing or misplaced articles frequently disrupt the flow and grammatical accuracy of the text.

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