Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-03

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

It is very important for everyone, including young people, to save money for their future

due to in future come any problem like heilte isuu and any buy new house and ich onter. so i dicesd some point of view.

to begin with me. now days young people are infulnce in old era becus in old era people are save money in any future proble becuse in today era people not a save thare money and they are west in buy new phone new wacth and ech other.and perntes give him any poket money but they are west this wacth moive and series. this is wirog but some student are infulance old people and they are save money in bank. give in inrest so in future this money give very beneficale.

in the other hand. in old era people are save thare money in bank in futhure investment and compared to yung people they are west thare money only owan expans. but old era people invest there money buy new land becuse in future the land give more benifits comare to now but young people west there money only buy new phone every year but old era people save some money for there sallry and invest in a buy a new house in addtion old era people invest there money in there grow businees moreover young people learn to old era people to invest there money better place .

in conulison,in my point of view it is a importent for everyone and spaicly young people they are learn old era people how to there invest there money for there future and bettre place beause in there future come any health issue and each another this save money in future very useful for young peaple.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

The response addresses the task partially by discussing whether young people should save money, presenting a clear position that saving is important. However, the ideas are limited and under-developed. The reasoning relies heavily on repetitive contrasts between 'young people' and 'old era people' without fully exploring the underlying implications of financial planning. Examples provided, such as buying a new phone, are basic and lack extension. Furthermore, 12 words copied directly from the prompt were excluded from the official count, leaving the student's independent writing at 282 words, which successfully meets the minimum length requirement. To move to a higher band, the writer needs to present fully developed ideas with relevant, well-supported explanations rather than repetitive generalizations.

Coherence and Cohesion: Band 4.5

The response displays some organization with basic paragraphing and rudimentary transitions like 'to begin with me' and 'in the other hand'. However, there is no clear overall progression, and the logical flow is frequently disrupted by abrupt shifts in thought. Cohesive devices are often used inaccurately or repetitively, such as the constant misuse of 'in old era' and 'each other'. Paragraphing is attempted, but internal paragraph cohesion is weak, making it difficult to follow the progression of arguments. To improve coherence, the writer should ensure that every paragraph has a clear central topic supported by logical sequencing and appropriate, varied cohesive devices.

Lexical Resource: Band 4.5

The lexical range is limited and minimally adequate for the task. The vocabulary is repetitive, with frequent reliance on basic words like 'money', 'buy', 'new', and 'save'. There are noticeable lexical errors and inappropriate word choices throughout the text, such as 'heilte isuu', 'poket money', 'wirog', and 'grow businees', which reflect severe spelling and word-form issues. While meaning can sometimes be extracted, these errors cause noticeable difficulty and strain for the reader. To achieve a higher score, the student must expand their vocabulary range, incorporate less common lexical items accurately, and pay closer attention to standard spelling and word formation.

Grammatical Range and Accuracy: Band 4.5

The response demonstrates a very limited range of structures, relying mostly on simple sentences joined by coordinating conjunctions or faulty subordination. Attempts at complex sentences are frequently flawed, as seen in problematic structures like 'due to in future come any problem'. There are frequent grammatical errors involving verb forms, tenses, subject-verb agreement, articles, and prepositions inside grammatical patterns, such as 'people not a save thare money' and 'invest there money in a buy a new house'. Punctuation is also erratic, with run-on phrasing and missing terminal punctuation. These frequent errors cause substantial difficulty for the reader. To progress, the writer needs to practice constructing accurate simple and complex sentences with proper control over verb tenses and agreement.

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