Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-03

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Saving money for future is definitely helps people to fulfil there dreams for young people it is more important to save money why i feel like that lets dive into the topic.

Firstly i would like to say money is the key to fulfil our dreams because if you are financial strong you can travel the world buy expensive brands make your lifestyle luxury most of the young people have the dream of luxury life style without money it cant be possible for instance my dream is to have my own house my own car and many clothes , expensive jewellery for all those i need to save money or i need to make investments by saving that money to fulfil my wishes.

Secondly it might not good for those people who wants to enjoy present who wants to make their every minute remarkable and doing that you need to spend that money and our youth or generation z are more who likes to spend because of social media they just wants to put stories and visits new areas for them it might be a difficult task to save money. Spending more money will lead you to difficult times.

My perspective is saving money for future endeavours is quite significant having money for your difficult time will always helps out and obviously if you have the habit of saving money instead of spending money i think its quite a good part of your personality and it will make their life more feasible. I completely agree with that statement.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

The response addresses all parts of the prompt, taking a clear position of complete agreement with the statement. Relevant ideas are presented, such as the importance of saving for future financial security and material goals like a house or a car, and acknowledging the opposing perspective regarding modern youth culture and social media spending. However, some ideas are more fully developed than others; for instance, the discussion on the younger generation and social media is somewhat brief and relies on generalisations rather than fully extended argumentation. To reach a higher level, the ideas need deeper exploration and more thorough support with specific, detailed examples.

Coherence and Cohesion: Band 5.5

The essay displays a coherent overall arrangement, with a clear introduction and a definitive concluding stance that shows the writer's position. Paragraphing is attempted to separate main points, such as the benefits of saving versus the modern spending culture. However, cohesion is frequently mechanical and basic, relying heavily on conversational transition phrases like 'Firstly i would like to say' and 'Secondly it might not good'. Furthermore, referencing and logical progression are occasionally hindered by run-on sentences and a lack of precise internal cohesive devices, which disrupts the smooth flow of ideas throughout the text.

Lexical Resource: Band 5.0

The writer demonstrates an adequate range of vocabulary for the task, successfully communicating everyday concepts related to finance and lifestyle. There are attempts to use less common vocabulary, such as 'financial strong' (which contains a word-form error) and 'future endeavours'. However, the vocabulary is limited and includes noticeable spelling and word choice errors, such as 'there' instead of 'their', 'fulfil there dreams', and 'lifestyle luxury'. While these errors do not severely impede overall communication, they reflect a restricted lexical flexibility and precision that keeps the response at this level.

Grammatical Range and Accuracy: Band 5.0

The writing exhibits a mix of simple and complex sentence forms, though complex structures are often faulty and constructed as run-on sentences without appropriate punctuation. There are frequent errors in basic grammatical patterns, including subject-verb agreement issues like 'saving money for future is definitely helps', missing articles, and inaccurate preposition use. Punctuation is largely neglected, resulting in multiple independent clauses being strung together without periods or commas. Although the meaning can mostly be deciphered, the frequency of structural errors and lack of punctuation control indicate a need for greater grammatical accuracy.

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