Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Saving money is an important issue that has received considerable attention in recent years. There are several important points to consider regarding this matter. In may view, I completely agree that saving money is important and young people should save money for their future. This essay will examine the main aspects of this issue.

One important point is that saving money can help people to face unexpected financial difficulties. This is because unexpected things can happened anytime in their life. Let us take and example of emergency situations, many times in life young people suffered from various diseases and in order to meet the their needs it is important for them to save money and also in some cases they lose their jobs so they definitely have savings to support their needs during such period of time.

This shows that how much saving money is important for youngsters.

Another important point is that saving money can helps people to achieve major goals. This can be explained by the fact that if they save money their goals can easily be achieved. For instance, if youngsters save money they can support their studies further and get further higher education this will be a leading approach towards their education and bright future. Secondly, they can start a business from their savings and with their great potential this can be a beneficial approach for their future and they ultimately achieve their goals.

In conclusion, there are several important factors related to saving money. Overall, I believe that this is very crucial and important for young people to save money for their future, mainly because this helps them to deal with the unexpected financial difficulties and also it can be a beneficial approach for them in achieving their goals.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

The response addresses all parts of the task by presenting a clear position agreeing that young people should save money for their future. Relevant ideas are introduced, such as financial security during unexpected emergencies and achieving major long-term goals like education and business ventures. However, some ideas are more fully developed than others. For example, the point about unexpected difficulties is supported with a relevant example of illness and job loss, whereas the discussion on achieving goals relies on repetitive phrasing and lacks deep elaboration. The position remains clear throughout the essay, satisfying the requirements for this level, though moving to a higher band would require more thoroughly extended and supported arguments across all body paragraphs.

Coherence and Cohesion: Band 5.5

The essay presents a coherent overall arrangement with a clear introduction, two distinct body paragraphs, and a conclusion. Paragraphing is used appropriately to separate ideas. However, the progression of ideas is sometimes hindered by mechanical or repetitive cohesive devices. Phrases like 'Another important point is that' and 'This can be explained by the fact that' are relied upon heavily, creating a formulaic flow rather than smooth, natural transitions. Referencing is generally clear, but the overuse of basic connectors limits the sophistication of the cohesive structures. To achieve a higher level, the writer should employ a wider variety of cohesive devices more flexibly and ensure that logical transitions between sentences feel more organic.

Lexical Resource: Band 5.5

The vocabulary used is adequate for the task, allowing the writer to communicate their ideas without impeding comprehension. There are attempts to use less common vocabulary, such as 'unexpected financial difficulties' and 'beneficial approach', but these are accompanied by some inaccuracies in word choice and collocation, such as 'suffered from various diseases' instead of contracting or facing illnesses, and minor typos like 'In may view'. Word forms are generally controlled, but repetition of words like 'important', 'save', and 'money' highlights a limited lexical range. To reach the next band, the writer needs to incorporate a wider variety of precise, less common lexical items with greater stylistic awareness and fewer awkward collocations.

Grammatical Range and Accuracy: Band 5.5

The writer demonstrates a mix of simple and complex sentence forms, attempting structures such as conditional and relative clauses. There are some errors in grammar and punctuation, such as run-on structures and comma splices in sentences like 'This is because unexpected things can happened anytime in their life', where the past participle is used incorrectly after 'can'. Other minor errors include article omissions and preposition usage within grammatical patterns. Nevertheless, these errors rarely impede communication and the meaning remains clear throughout the text. To improve further, the writer should increase the frequency of error-free complex sentences and exercise tighter control over verb forms and tense consistency.

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