Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

It is crucial for everyone, also Young people, don't waste money and save it for their future life.

Initially, the main advantage to save wealth is that it can verifies accomodating in your coming age and also provide numerous facilities which you would not get without having money. It provide you numerous benefits if you survive with any disease, you can get medical treatment with your wealth. You can furnish various facilities to your child with the utilization of expenses.

Moreover, it additionally have many disadvantages such as saving all wealth for future can damage your present life and also you may have to face many difficulties in your present. For example, you shall kill your all thinks of present life in agreed to saving money for future.

Furthermore, In my opinion, saving money for your future is best way to utilize it in your present because having money in your accounts can help you to face any difficulty instead of creating more problems for you. So, having money save help you in many kinds of employes.

In conclusion, its my humble request to all of the people, not to waste money in your daily life because if you don't have money can damage your life and also can need to face Many problems. You can achieve a good environment using wealth and also can fulfil dreams having in your mindset because money is the only thing, which is helpful in this way.

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

The response addresses the task only partially and the length requirement of a minimum of 250 words is not met, as the essay contains 243 words. The writer attempts to discuss whether everyone, including young people, should save money, but the position is not always clearly sustained throughout the text. Ideas are limited and under-developed, relying on repetitive points rather than fully exploring the nuances of the prompt. For instance, the discussion of the disadvantages of saving and the notion of utilizing savings in the present lack clear elaboration and relevant examples. To reach a higher level, the writer needs to ensure the word count requirement is met and develop all main ideas with more depth and clearer supporting arguments.

Coherence and Cohesion: Band 5.0

There is some organisation in the essay, with paragraph breaks used to separate different points, but there is no clear overall progression throughout the text. Cohesive devices are sometimes inadequate, inaccurate, or repetitive, such as the frequent use of transition words like 'Initially', 'Moreover', and 'Furthermore' in a mechanical way. Referencing is also not always clear, making it occasionally difficult to follow how ideas link together from one sentence to the next. To improve, the writer should work on creating a smoother logical flow between paragraphs and using a wider, more accurate variety of cohesive ties to connect ideas naturally.

Lexical Resource: Band 4.5

The vocabulary used is limited and minimally adequate for the task, containing noticeable errors that may cause some difficulty for the reader. There are frequent issues with word choice, word form, and collocation, such as 'young people, don't waste money', 'accomodating', and 'employes'. While the writer attempts to use some less common words, inaccuracies in expression restrict precision and flexibility. To progress to a higher band, the student needs to expand their range of vocabulary, pay closer attention to natural collocations, and improve accuracy in word formation and spelling.

Grammatical Range and Accuracy: Band 4.5

The response demonstrates a very limited range of sentence structures, relying heavily on basic patterns with frequent attempts at complex sentences that are often faulty. There are frequent errors in grammar and punctuation that can cause difficulty for the reader, including problems with subject-verb agreement, articles, verb forms, and prepositional patterns, such as 'it can verifies', 'It provide you', and 'saving money for future can damage'. Punctuation and sentence boundary errors are also present. To achieve a higher score, the writer must improve control over basic grammatical structures, reduce the frequency of errors, and ensure better accuracy when constructing complex sentences.

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