Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-06
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In different scenario's it is important to save money for feature weather you are young or old. We have to avoid misusage of Money we have to save or to invest somewhere which help us to give profit in feature. there are Many industries and other field where we can invest our money for feature or to take some land to build house for your own living or to make it for rent purpose.
Firstly, we have to invest our Savings anywhere that you are sure that it will give profit in feature. There are many paths where we can invest our money for better upcoming life. Some of them are a store, build houses, invest in watches, gold, and other. there are many ways to invest your savings to make it profitable. Young peoples have saving for their children's and his family. To provide them Quality education and more facilities to his family. and make little bit of investment for the feature.
Secondly, if we do not save our money for feature, we do not have enough wealth to spend in our life when we are in the age of our father. We should not be able to spend healthy life in at old age. and if we save the money and do not invest them anywhere then this is also not good. after some time that savings will be finish. this is disadvantage of saving money and not do any investment.
According to my opinion I would be preferring to do saving and invest them any good place that will make profit which is helpful for the feature and to live a healthy life.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 4.5 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 5.0 |
Task Achievement / Task Response: Band 5.5
The response addresses the prompt by expressing a clear position that saving and investing money for the future is important. However, the ideas remain limited and under-developed throughout the essay. For example, while the writer mentions investing in stores, houses, watches, and gold, these points are listed rather than extended with detailed explanations or strong supporting examples. The reasoning regarding why young people need savings touches on family and education, but these thoughts are presented briefly and lack depth. Furthermore, some parts of the discussion wander into vague generalisations about aging, such as referring to 'the age of our father', which means the main task is only partially addressed in terms of thoroughness and full task completion.
Coherence and Cohesion: Band 5.0
There is some basic organisation present, with the text broken into paragraphs and basic transition words like 'Firstly' and 'Secondly' employed to signal structure. However, there is no clear overall progression of ideas. The logical flow is frequently disrupted by abrupt shifts in topic and repetitive phrasing. For instance, the transition between discussing investment types and discussing young people saving for children in the first body paragraph feels disjointed. Additionally, cohesive devices are often inadequate or repetitive, with words like 'feature' (used for future) and 'invest' appearing frequently without smooth referencing, making the progression feel mechanical rather than naturally connected throughout the essay.
Lexical Resource: Band 4.5
The vocabulary range is limited and minimally adequate for addressing the topic. The student attempts less common vocabulary related to finance and investments, such as 'misusage', 'profitable', and 'investment', but these attempts are accompanied by noticeable errors in word choice, word form, and spelling. For instance, the future time noun is consistently misspelled as 'feature' ('in feature', 'upcoming life'), and phrases like 'do not have enough wealth' or 'savings will be finish' display awkward collocation and grammatical forms. These lexical inaccuracies and persistent spelling errors cause noticeable difficulty for the reader and restrict the range of vocabulary to a basic level.
Grammatical Range and Accuracy: Band 4.5
The grammatical range is quite limited, relying heavily on simple structures alongside frequent attempts at complex sentences that are often faulty. There are frequent errors in verb forms, tenses, subject-verb agreement, and articles throughout the response. Examples include 'In different scenario's' (incorrect punctuation and pluralisation), 'help us to give profit' (awkward prepositional and verb patterns), 'Young peoples have saving' (unnecessary pluralisation and missing articles), and 'if we save the money and do not invest them' (pronoun agreement error). Punctuation and sentence boundaries are also weak, with run-on ideas and sentence fragments appearing regularly. These frequent errors cause significant difficulty and strain for the reader.
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