Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-07

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Saving money for future is crucial for everyone including young generation. I strongly agree with this statement as it will be helpful in emergency situations and helps young generation for further studies in university and collage.

Firstly, saving money will really help individual in some kind of emergency. Building some economical stability in life is crucial skill which helps in the emergency situations like medical operation, higher studies for children,paying loans and so on. Emergency situation can come into anyone's life where we have to pay some amount of money imidately where these saved money will really help them out. For instance, once in a life , people or their relative gets sick seriously and this is the time when money saved while doing work will help them to get out of situations.

Secondly,money saved in lifetime will allow young individual to continue their further studies. People can choose any of the subject of their interest in their future to study in collage and university. Money saved doing part time jobs by students will support in their study without any worries. For instances, one of my cousin had saved money while studing in secondary school by doing some side hustle helped him a lot to study course of his own choice.

In conclusion, saving money is very crucial skill which is neccessary for both old and young people for their better future. I strongly agree with this statement as it help young generation in further studies as well as help them in emergency situations.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction (“I strongly agree”) and remains consistent in the conclusion. You address the topic with two relevant reasons: savings can help in emergencies and can support young people’s education. The examples of medical costs and your cousin’s part-time work make the response more specific. However, the emergency paragraph lists several situations without explaining how savings would help in each, and the education point is developed more clearly than the broader claim that saving is important for everyone. To strengthen the response, explain the consequences of each reason in more detail and connect the examples explicitly to your argument.

Coherence and Cohesion: Band 6.0

The response has a clear overall arrangement: an introduction, two body paragraphs signposted by “Firstly” and “Secondly,” and a conclusion. This makes the main line of argument easy to follow. The ideas within each paragraph are generally relevant, and the examples follow the points they illustrate. Some connections are less smooth, however: the emergency paragraph moves from medical operations to children’s education and loans, then to illness, without a clear explanation of how these examples relate. There is also some repetition of “emergency situations” and “young generation.” Group related examples and use clearer references, such as “these expenses,” to make the progression less mechanical.

Lexical Resource: Band 5.5

You use enough topic-related vocabulary to communicate your ideas, including “economical stability,” “emergency situations,” “part time jobs,” and “subject of their interest.” There are also attempts to use more specific expressions, such as “side hustle,” though this is informal for an academic essay. Some word choices and collocations are inaccurate or awkward, including “saving money for future,” “continue their further studies,” and “get out of situations.” Spelling errors such as “collage,” “imidately,” “studing,” and “neccessary” also reduce accuracy. Aim for more natural academic combinations and check spelling carefully; this will make your meaning more precise without requiring unusually advanced vocabulary.

Grammatical Range and Accuracy: Band 5.5

You use both simple statements and longer sentences, including clauses introduced by “as,” “where,” and “while,” so there is some variety in structure. The main ideas remain understandable, but some grammatical errors occur. For example, “saving money for future is crucial” is missing an article, and “it help young generation” has a subject–verb agreement error. In “one of my cousin had saved money … helped him,” the sentence structure is incomplete because the relationship between the actions is unclear. Punctuation and spacing are also inconsistent, particularly around commas. Review articles, agreement, and sentence boundaries, and make sure each longer sentence has a clear main clause.

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