Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-07

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is crucial plan for everybody, including youngers to save money for their upcoming future. I completely agree with this statement . Because in future some times if you have money then you can survive types situation comes. So, better to saves money in early satge.

To begin with , especially youngers one save money for their study and career . Which can play a major role when they need moeny in variety sector for study . Today the educationcal institution charges a big amount of money to study. While a middle class student may suffer sometimes due to the financial disadvantges. For an instance, those who have financial stable they can spend a big amount of money on eduaction , but those who have not they may compromise their study. Currently ,the situation is that eduaction is the key for success . Therefore at early age youngers should save money. Moreover, youngers can stable in their future with a luxurious life style.

On the other hand, in healthcare sector the major amount of money sometimes need. While diseases comes at anytime , we always ready for that with financial background. For example nowadays , rich people are get well soon but poor ones are may feel some support to get recovery. So, better to save the money, rather than wasteing in unnecessary products. It suggests that, at younger stage we don't have that kind of situations to spend more money. At adult time we mostly spend shopping , cinema at others. So, save wisely for future is a good option.

In conclusion, from my view it is a biggest support when we have much more financial stable. so, i believe to save money from young age is choice for upcoming future purpose.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you completely agree that people should save from a young age. You address the topic with two relevant reasons—education costs and unexpected healthcare expenses—and give examples involving students who cannot afford education and people who need money for treatment. This covers the main parts of the task. However, some points are asserted rather than fully explained. For instance, the claim that saving can provide “a luxurious life style” is not developed, and the comparison between rich and poor people recovering from illness is unclear. To strengthen the response, explain how each example supports your position and develop the benefits of saving beyond repeating that it is useful for the future.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure: an introduction, separate paragraphs on education and healthcare, and a conclusion. The progression from study costs to medical expenses is logical, and signposts such as “To begin with,” “On the other hand,” and “In conclusion” help readers follow the main points. However, some links are mechanical or do not express the relationship accurately. For example, “On the other hand” suggests a contrast, although healthcare is another supporting reason. Several sentence fragments, including “Which can play a major role,” interrupt the flow, while repeated references to “youngers” and saving make the development feel circular. Use clearer links between claims and examples, and ensure each paragraph moves from its main idea to explanation and evidence.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main ideas, including “financial,” “education,” “healthcare,” “diseases,” and “unnecessary products.” There are also attempts at more specific expressions, such as “financial disadvantages” and “financially stable.” However, word choice and spelling are often inaccurate or unnatural, and these errors sometimes make the intended meaning difficult to follow. Examples include “youngers,” “upcoming future,” “educationcal institution,” and “financial background.” Some phrases, such as “a big amount of money,” are repeated and imprecise. Build a more reliable range of collocations for discussing costs, savings, and financial security, and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including clauses introduced by “while” and “when,” and the overall meaning is usually recoverable. However, control is inconsistent, particularly in sentence boundaries, verb forms, agreement, and articles. For example, “It is crucial plan” needs a grammatical structure such as “It is crucial to plan,” while “diseases comes at anytime” has a subject–verb agreement error. “Because in future some times if you have money then you can survive types situation comes” is difficult to follow because the clauses are not correctly connected. There are also fragments, such as “Which can play a major role.” Practise complete sentence patterns and check that each clause has a clear subject and correctly formed verb.

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