Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-10-07

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

In recent years, saving money for the future has become a trend. It is crucial for not only young people but also for everyone to have savings for their future. I completely agree with this practice because it will help them to have better lifestyle after retirement and facilitate the support in medical emergencies.

To begin with, the major reason of saving is important for future is to live a better lifestyle. To elaborate, people are nowadays prefer living in a singular families instead of joint families. Due to this, old age people who can not work anymore have to survive on bare minimum facilities or they have to depend on their childs for money. Therefore, if individuals save money when they are working and healthy, will provide them help in their old-age. The people do not have to rely on somebody else to fulfill their needs of money and they can live a lifestyle they want.

Furthermore, the another reason of saving money is it will help in medical emergencies. To unfold it, the health conditions, stamina and antibiotics of human body is drastically decreased in current time due to unhealthy food, pollution and lack of physical activities. As a result, human beings are became more vulnerable to diseases. Since, these disease can suddenly happen to any human, saved money can pay the hospital bills for recovery and treatments. Because treatments and medicines are very expensive, people who do not have any savings, in such time that will face financial difficulties.

In conclusion, despite the increased dearness in market, i restate that everyone including youngsters should save money for their future due to have a better lifestyle in future and deal with medical emergencies.

AI examiner evaluation

Task Achievement / Task Response: Band 7.0

Your position is clear from the introduction (“I completely agree”) and is maintained in the conclusion. You give two relevant reasons—financial independence in old age and meeting medical costs—and explain each with supporting detail, such as relying less on children and paying hospital bills. This addresses the question directly and provides a developed response. However, some support is broad rather than specific: the claims about changing family structures and declining health are presented as general facts without a concrete example or qualification. To strengthen the response further, explain more precisely why saving is important for young people in particular, perhaps by linking early saving to long-term financial security, and use a specific illustrative example.

Coherence and Cohesion: Band 7.0

The essay has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion that restates your position. The progression from retirement security to medical emergencies is logical, and signposts such as “To begin with,” “Furthermore,” and “In conclusion” help readers follow the argument. Within paragraphs, you generally explain each main point before describing its consequence. Some linking is less natural or repetitive, however: “To elaborate,” “To unfold it,” and “As a result” make the connections feel formulaic, while “Since” and “Because” introduce closely related explanations in succession. Aim for more varied, precise links and clearer reference between sentences so that cohesion supports the argument without drawing attention to itself.

Lexical Resource: Band 5.5

You communicate the main ideas using relevant vocabulary, including “retirement,” “medical emergencies,” “financial difficulties,” and “hospital bills.” There is also some attempt to use less common expressions, such as “vulnerable to diseases” and “bare minimum facilities.” However, word choice and collocation are often inaccurate or unnatural, which limits precision: “better lifestyle” would be more natural as “a better standard of living,” and “increased dearness in market” does not clearly express rising living costs. Other awkward choices include “singular families,” “support in medical emergencies,” and “the health conditions, stamina and antibiotics of human body.” Build accuracy by learning common word partnerships and checking whether each phrase conveys your intended meaning; prefer clear, natural wording over ambitious but imprecise expressions.

Grammatical Range and Accuracy: Band 5.5

You attempt a mixture of simple and complex sentences, including conditional and subordinate structures, as in “if individuals save money when they are working and healthy” and “Since these disease can suddenly happen to any human.” This shows an effort to express cause, condition, and consequence. However, errors occur frequently and sometimes make sentences difficult to process. Examples include “people are nowadays prefer,” “will provide them help,” “human beings are became,” and “the health conditions … is … decreased.” There are also recurring problems with articles, agreement, plurals, and sentence construction, as in “the another reason” and “these disease.” Practise forming complete clauses with consistent verb forms, then check subject–verb agreement and singular/plural forms. Greater accuracy in these patterns would make your complex ideas much clearer.

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