Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is frequently argued that it is important for everyone, especially youngsters to save money for thier future, I firmly agree with this position because nowadays, human first need is money, and further belivev that money can fulfill all nedds such as education, business, home and car.

On the other hand, the primery rationale for this perspective lies in money is very vital thing our life and particulerly young genration to save money for their future . To elaborate, when in future, we need money in many places like medical, marrige and other cost. it invenitably leads to after we reach the age of 60, we find that money very useful. For instance, recent empirical research conducted in india demonstrated that for example, One men now, he is 23 years old , it is to save money so it is age over the 60 then money is very using own life like medical, and other emergency. consequently, money is everythings.

Furthermore, another compelling argument supporting this stance is youngers own personal cost of dose not depend for parents , they can make their own finanacial decisions. This is primarily because very types of cost for youngers like educational, forign trip , startup new business and personal needs. As direct result, it is fully finanacialy independence. A prominent example of this can be seen in for ecample, a young person who regularly saves a portion of their income can use these savings to pay for rent, education fees, or unexpected expenses without relying on their parents.

In conclusion, I reiterate my strong belife that young individuals to save money for their future. This is due to the significant contribution of both mony is every needs to useful like medical and other emergency and youngers are fully finanacialy independence. looking ahead, it is vital role in our life.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that young people should save, and both body paragraphs give relevant reasons. You explain that savings can help with later medical or emergency costs, and that young people can pay for education, rent, or other expenses without depending on their parents. These points address the task, but they are not developed equally. The first paragraph’s example about a 23-year-old saving until age 60 is difficult to follow and does not show clearly how the situation supports your claim. The second paragraph’s example is more relevant, but could explain the practical benefits in greater detail. To strengthen the response, develop each reason with a clear explanation and a specific, credible example.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion. The paragraphs also have distinct purposes: future security and financial independence. However, progression within sentences and between ideas is often difficult to follow. For example, “when in future, we need money in many places like medical, marrige and other cost” does not clearly connect the need for savings to the later example. Linking phrases such as “On the other hand” and “Furthermore” are used, but the first suggests a contrast that is not present, and “for instance” is repeated around the same example. Use simpler, more direct links and make each paragraph follow a clear sequence: reason, explanation, example, result.

Lexical Resource: Band 4.5

You attempt vocabulary relevant to the topic, including “financial decisions,” “emergency expenses,” and “financially independent.” These choices show an effort to discuss saving and future costs. However, spelling errors and inaccurate word choice are frequent enough to make some ideas difficult to understand, as in “thier,” “nedds,” “primery rationale,” and “money is everythings.” Several phrases are also unnatural, such as “money is very vital thing our life” and “money is very using own life.” Aim for accurate, familiar collocations before trying more elaborate wording: for example, say “money is essential in our lives” and “savings can be useful in an emergency.” Proofread spelling and check whether each phrase sounds natural in context.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a reason clause beginning “This is primarily because” and a conditional example about someone who saves regularly. However, control of sentence structure is inconsistent, and some sentences are incomplete or difficult to interpret. For example, “when in future, we need money in many places” lacks a clear grammatical structure, while “it is fully financially independence” does not form a complete, accurate clause. The opening sentence also joins separate ideas with a comma, creating a run-on sentence. Practise building clear subject–verb sentences, then connect them with conjunctions or full stops. Check articles, verb forms, and sentence boundaries when editing.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.