Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In the modern era, there is a huge debate in ongoing that it is important for every person in the society, even the young people are also the part of this debate, is that to save money for their future.

I am strongly agree with that statement that every citizen in the society, including the young people, to save money for their future. In the further paragraphs, I'll give the reasons for my support to this statement according to my own knowledge and experience.

To being with, in the past people had totally different opinnion from that, they think that we should not save money for the future, and enjoy their lives through the present wealth, and they were not worried about their future. But after sometime when the soldout of money, they realise they had make a huge mistake in the past and they went to zero level.

In the present time, majority people have the point of view, that we should save money for the better future. They think that yougsters also should save money for their healthy comming life.

According to my own knowledge and experience, I think they are right, indiviuals should save money for their future and specially the new generation should follow this idealogy. Because according to my own experience, when I was younger, my teacher advised me, that I should save money for my better future. I follow thier advice and save money for my further life. After some time, when I cross the age of 18, and I become a responsible person in a society, I start my own buisness from my savings, and now my buisness is growing day by day. Therefore, I think we should save money for make our future haealthy and save.

To sum up, we have discussed the pros of saving money, and I also sahre my own experience. The result is that we should save some money from our budget, through this we can make our future easy and bright.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that people, including young people, should save for the future. You address the question and give a relevant personal example about using savings to start a business, which helps explain why you hold this view. However, some points are less fully developed than others. The contrast with people who spent everything is general and does not explain the consequences in detail, while the advice to save is repeated without adding a distinct reason, such as financial security during emergencies or education costs. Develop each reason with a clear explanation and a specific example. The response meets the task’s length requirement; the eight words copied from the prompt are excluded from the count.

Coherence and Cohesion: Band 5.5

The response has a recognisable overall structure: an introduction, supporting paragraphs, and a conclusion. The personal example also follows a broadly logical sequence from receiving advice to starting a business. However, progression between ideas is sometimes mechanical or unclear. Phrases such as “In the further paragraphs” and “To sum up” announce structure rather than showing how ideas connect, and the paragraph beginning “In the present time” repeats the general claim without developing the argument. Some references are difficult to follow, particularly “they” in the discussion of people’s views. Organise the body around distinct reasons, use clearer links between claims and examples, and ensure pronouns have unmistakable references to make the progression easier to follow.

Lexical Resource: Band 5.0

You use enough topic-related vocabulary to communicate the main argument, including “save money,” “future,” “savings,” and “business.” There are also attempts at more formal expressions, such as “responsible person in a society” and “according to my own experience.” However, the range is limited and several inaccurate or misspelled choices make the writing less clear or natural. Examples include “soldout of money,” “healthy comming life,” and “make our future haealthy and save.” Repetition of “future” and “save money” also limits flexibility. Build a wider set of accurate phrases for financial security and future planning, and check spelling and collocations carefully so that your meaning is consistently easy to understand.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentence forms, including a sentence explaining how your savings enabled you to start a business. However, complex structures are often not controlled, and errors in verb forms, agreement, articles, and sentence construction sometimes make the reader work to understand the meaning. For example, “I am strongly agree” should be “I strongly agree,” while “they realise they had make a huge mistake” needs a consistent and accurate verb form. The opening sentence is also difficult to parse because several clauses are joined without a clear grammatical structure. Practise building accurate sentences around one main clause, then add subordinate clauses only when their relationships are clear. Review tense consistency when narrating past events.

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