Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-10-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

There will be an ongiong debate about the young people to save money for their future.Some people believe that the save money should have very vital for their future for the young people while others believe that is not true. I agree this statement that young people to save money for their futher because, there is a lot of troubles occur in the future. So, i will give my opnion in this regard in the upcoming pragraph.

First of all, the young people to save money for their future because the situation is not same for over the period, it should have changed. Now the people should have spend good life at that moment. But, in the future there is a lot of troubles occur in his life. In my point of view the save money is vital for the life not only the young people but, also have all the peoples in the world. I really agree this statement.

In the end, i Would like to conclude this eassy by saving that the young people should have to save their money for their future because every time the situation is not same. The daily situation has changed. Some ups and downs should have occur in the life.In my opinion, it is the best idea for the young people.

AI examiner evaluation

Task Achievement / Task Response: Band 4.0

You give a clear position—“I agree”—and keep your response focused on saving for the future. You also offer a relevant general reason: circumstances can change and people may face difficulties later. However, the task is addressed only minimally: this reason is repeated rather than explained, and there is no specific example or developed supporting idea. The response also does not meet the 250-word minimum; 16 words copied from the task prompt were not counted. To strengthen your answer, explain what future costs or unexpected events savings could help with, and illustrate this with a relevant example. A fuller discussion would make your position more convincing and address the task more completely.

Coherence and Cohesion: Band 4.5

The response has a basic beginning, middle and conclusion, and phrases such as “First of all” and “In the end” signal the intended stages. The main position is also repeated, so the reader can follow your general view. However, progression is limited: the body paragraph largely restates that situations change, without adding a distinct supporting point or example. Some links are awkward or unclear, including “So, i will give my opnion in this regard in the upcoming pragraph,” which announces the essay rather than advancing its argument. Build a clearer sequence by stating one reason, explaining it, and then giving an example; use paragraphing to separate these steps and avoid repeating the same conclusion.

Lexical Resource: Band 4.5

You use a small set of relevant terms, including “save money,” “future,” “situation,” and “ups and downs,” which keeps the topic identifiable. However, vocabulary is basic and repetitive, and several word choices or collocations make the meaning less natural, such as “a lot of troubles occur” and “spend good life at that moment.” There are also spelling errors, including “ongiong,” “futher,” “opnion,” and “eassy.” These issues fit a limited range in which noticeable errors can make the reader work to understand the intended meaning. Expand your topic vocabulary and check spelling; more precise phrases for unexpected costs and financial security would help you explain your ideas clearly.

Grammatical Range and Accuracy: Band 4.5

You attempt both simple statements and longer sentences, and the overall opinion can usually be understood. However, the range of sentence structures is limited, and errors occur frequently in basic patterns. For example, “the young people to save money” is missing a correctly formed verb phrase, while “there is a lot of troubles occur” combines incompatible structures. Verb forms and agreement are also problematic in “the situation is not same” and “Some ups and downs should have occur.” Capitalisation and punctuation need attention too, as in “i Would” and the missing space after “life.” Practise accurate subject–verb patterns and simple past, present and modal constructions before adding more complex sentences.

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