Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Todays evolving world the money has become considerable matter of interest in public. It is widely believe that it is crucial for every individuals, including youngesters to save money for upcoming days.I firmly agree with this statement due to financial saving and indepedent coners. This essay will address the matter of fact for saving money with suitable instances.

To begin with, Money plays a vital role in every person life. It is significant to save money for future because it save them from financial assest. Furthermore, the young person utilized their money to get study abroad and establish a business. For affluet life style, it is important for everyone to save money. For example, My uncle was start to save money from very young age. After, this he used that money in his business. As a result, he is spending very good life.

Another matter of fact, save money make every person independent. He is satisfy with his future. It also avoid him to make dependent on others. Moreover, he can make his life decisions rather than take advices from others. For example, my friend save money from her job. Now she is running her own company with a significant number of employees. To save money facilitate her to become independent and confident person.

In conclusion, every person should save money to secure their future and it starts from very young age. This money helps them to make mature, independent and responsible person which will be a beneficial impact on society.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction: “I firmly agree,” and the conclusion returns to the idea that saving helps secure the future. You address the topic with two relevant reasons—financial security and independence—and support each with an example involving your uncle and friend. This meets the task well overall. However, some points are asserted rather than fully explained: for instance, “It is significant to save money for future because it save them from financial assest” does not clearly specify what financial difficulty savings prevent. The examples illustrate your view, but further explanation of how saving benefits young people in different circumstances would develop the argument more fully. The response shows a clear, relevant position, while some ideas remain less developed or precise.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion. The progression from financial security to independence is logical, and examples are placed alongside the points they support. Linking expressions such as “To begin with,” “Furthermore,” and “In conclusion” help guide the reader. At times, however, cohesion feels mechanical because several sentences begin with “It” or “Moreover,” and the relationship between ideas is not always explicit. For example, “For affluet life style” follows the point about studying abroad and starting a business without clearly showing how it develops that argument. Some references, such as “He is satisfy with his future,” are also unclear. More varied transitions and clearer links between claims and examples would make the progression smoother.

Lexical Resource: Band 5.0

You use some topic-relevant vocabulary, including “financial,” “independent,” “business,” “employees,” and “responsible,” and the reader can generally understand your main ideas. However, the range and control of word choice are limited, with noticeable spelling, word-form, and collocation errors. Examples include “financial assest,” “indepedendent coners,” “affluet life style,” and “make every person independent.” Phrases such as “matter of fact” and “spending very good life” are not natural in these contexts, and “save money for upcoming days” is less precise than a phrase such as “save for the future.” These errors sometimes make the intended meaning difficult to interpret. Build a bank of accurate collocations about saving, financial security, and independence, and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more developed sentence forms, including a reason clause (“because it save them…”) and a result clause (“As a result, he is spending…”). The overall meaning is usually recoverable, but grammatical control is inconsistent, and errors occur across verb forms, agreement, articles, and sentence construction. For example, “it save them” needs subject–verb agreement, while “My uncle was start to save money” has an incorrect verb form. “Every person life” needs a possessive form, and “To save money facilitate her” has an incorrect subject–verb pattern. Some sentences are also fragments or awkwardly formed, such as “Another matter of fact, save money make every person independent.” Practise accurate basic clauses first, then extend them with subordinate clauses while checking agreement, tense, and articles.

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