Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is essential for everyone, including youngsters, to store enough money for their future. I largely agree with this view due to different reasons such as emergencies on different stages of life.

One the onehand, Saving wealth can be long term beneficial such as being independent. At certain age of life, young people do not want to relay on someone to cover their expense and for that it can be helpful for a person to cope difficulties by his own. For an instance, their was a survey in New York which illustrates that more than 50 percent of adults after their eighteens, depend more on their stored money than their parents.

On the otherhand, Students also save money for the sake of their studies. As during undergradute course many students want to cover their dues by their own, for that they work part time to cover their degree expense. For example, student in abroad, who have to pay their semester fees after every 6 months, these undergradutes try their best to save enough money from their odd jobs, so that their educational expense might cover.

Beside this, Anyone can be in need of money at any time. Saving little from monthly expense can be helpfull in urgent emergencies aswell, such as sudden health problem, which require alot of money on urgent bases and sometime it is impossible to arrage that amount of wealth on a spot.

From my prespective, I strongy agree that every family should have enough money stored, which can be helpful for them in their future such as building of youth career, or being independent and also in case of any emergency.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I largely agree”) and conclusion, and you give relevant reasons: financial independence, education costs and emergencies. These points address the question and are supported with examples, including students working part-time and the New York survey. However, the development is uneven. The education paragraph explains how students save, but does not fully show why this makes saving important for everyone, while the survey is mentioned without enough context to make its evidence convincing. The conclusion also shifts from “everyone” to “every family,” which slightly changes the focus. To strengthen the response, explain each reason more fully and connect the examples directly to your overall argument.

Coherence and Cohesion: Band 6.5

The response has a recognisable structure: an introduction, three body paragraphs and a conclusion. Each body paragraph focuses on a distinct reason, and signposts such as “On the other hand” and “Beside this” help readers follow the progression. The overall organisation is coherent, but some linking is mechanical or not quite suited to the relationship between ideas: “On the other hand” suggests a contrast, although the paragraph adds another reason for agreeing. Some references are also unclear, as in “for that” and “their,” where the reader must infer the connection or referent. Use transitions that accurately show addition or cause, and make links between sentences more explicit to create smoother progression.

Lexical Resource: Band 5.5

You use vocabulary relevant to the topic, including “independent,” “urgent emergencies,” “semester fees” and “part time,” and you attempt some less common expressions. However, noticeable spelling, word-form and collocation errors limit precision: “relay on” for “rely on,” “undergradute,” “helpfull,” and “arrage” are examples. Several phrases are also unnatural or imprecise, such as “store enough money,” “cover their dues,” and “on urgent bases.” These choices are generally understandable, but they sometimes make the reader pause. Build accuracy by checking spelling and learning common financial collocations, such as “save money,” “cover expenses” and “in an emergency,” before using more elaborate phrasing.

Grammatical Range and Accuracy: Band 5.5

You attempt both simple and complex sentences, including clauses with “which” and “so that,” and the main ideas are generally understandable. However, errors occur across sentence structures and sometimes make relationships harder to follow. For example, “One the onehand” lacks the expected construction, while “At certain age of life” is missing an article and has an awkward grammatical pattern. In “their was a survey,” the subject and verb do not agree, and “students … try their best … so that their educational expense might cover” has an incomplete passive construction. Review articles, agreement, pronouns and clause formation, and proofread punctuation and sentence boundaries. More accurate control of these patterns would make your varied sentences clearer.

See this exact question answered at other band scores. The same prompt compared across bands.

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