Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

i strongly agree that everyone including young people should save money for the future saving money is important because it provides finacial security and helps peoples deal with unexcepted situvation

saving money helps people manage emergencies for example a person may suddenly loss their job or need money for medical treatment if they have some savings they can manage this situvation without browing money from others threfore saving money reduce financial stress and provides peace of miind

secondly youngg people should develope the habit of saving money from early age althoug many yoiung people preferr spending their income on cloths and entettainment and travelling saving a small amopunt of regularely can make significant difference in the future for instance students who save part of their pocket money may letter use it npay for higher education or professional course

saving make achive long term goals such as buying house staterting bussiness travelling abroad i belive that people sholud spend money on educaton and personal developenment rathr than saving every single ruppe

in conclusion i completly agree that sving money is essential for people of all ages it provides finalcial protection and helps individua aacchive future goals

AI examiner evaluation

Task Achievement / Task Response: Band 5.0

Your position is clear from the opening—“I strongly agree”—and the response gives relevant reasons: savings can help with emergencies, reduce financial stress, and support future goals. The examples of job loss, medical treatment, and a student saving pocket money make the points more concrete. However, the task is only partially addressed because the ideas are brief and not sufficiently explained; for example, the long-term goals are listed but not developed. The response also does not meet the stated 250-word minimum, which limits the opportunity to support your argument. To strengthen the response, explain how each example demonstrates the value of saving and develop the point about young people in particular.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs, and a conclusion. The ideas generally follow a sensible order, moving from emergency savings to the habit of saving early and then to long-term goals. Linking expressions such as “for example,” “secondly,” and “in conclusion” help signal these stages. However, progression within the paragraphs is sometimes unclear: the final body paragraph shifts from listing goals to recommending spending on education without explaining how this relates to saving. Some connections are also mechanical or incomplete, and punctuation makes sentence boundaries difficult to follow. Use clearer transitions between related points and organise each paragraph around one fully explained main idea.

Lexical Resource: Band 5.0

You use relevant vocabulary for the topic, including “financial security,” “emergencies,” “medical treatment,” “higher education,” and “long-term goals.” These choices help communicate the main argument, and there is some attempt to use topic-specific language. However, the range is limited and several spelling errors make the writing harder to read, such as “finacial,” “unexcepted,” “situvation,” and “develope.” Some word choices or forms are also inaccurate, including “loss their job” and “saving make achive.” Aim to check spelling carefully and learn common collocations as complete phrases, such as “lose their job” and “achieve a goal.” This will make your ideas clearer and more natural.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences, including a conditional example: “if they have some savings they can manage this situation.” This shows an effort to explain cause and effect. However, the range of structures remains limited, and errors are frequent enough to affect clarity. For example, “saving money reduce financial stress” has a subject–verb agreement error, while “young people should develop the habit of saving money from early age” needs an article. Sentence boundaries and punctuation are also inconsistent, particularly in the opening and the long sentence beginning “although many young people.” Practise accurate sentence patterns, including agreement, articles, and punctuation, before adding more complex clauses.

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