Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

It is indispensable for every citizens, inclusive of all youngsters, to curtail expenditures and preserve their funds for upcoming events. From my perspective, I strongly agree that conserving funds for forthcoming expenses are essential in everyone's habitat. This essay will discuss the reason for the statement.

The fund management is essential to avoid being dependent on others while having an emergency expenses. For instance, My uncle used to spend money for unnecessary things. Unfortunately, his daughter met an accident. Because of his low fund conservation, his daughter did not attain a treatment immediately. Even though he asked for money to others, nobody facilitates him. Therefore,

To prevent unprecedented incident, people should preserve their fund for unpredictable upcoming expenses.Additionally, conserving fund can enhace individuals financial health.

The second advantage of saving money by the youngsters is if they experienced any pandemic period, this investment offers solution for any challenges in future. Furthermore, funds should be preserved predominantly by youngsters because of inflation. To prevent the crisis of being broken, youngsters should invest their savings on precious elements like gold which has a beneficial demand in future. To exemplify this, In 2020, the devastated pandemic period of Covif-19, almost drained many people's savings. Even though there is no salary provided for the workers, they managed the pandemic period with savings.

Ultimately, To avoid depending on others and to prevent the expenses duri

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you strongly agree that people, including young people, should save, and you give relevant reasons involving emergencies and financial security. The uncle’s experience and the pandemic example help illustrate these points. However, the ideas are only partly developed: the emergency example is difficult to follow, and the claim that young people should buy gold is introduced without explaining why this is preferable to other forms of saving. The response also ends mid-sentence (“To avoid depending on others and to prevent the expenses duri…”), so it does not provide a complete conclusion. It is 20 words below the required minimum. Develop each reason with clearer explanation and finish by restating your position.

Coherence and Cohesion: Band 4.5

There is an identifiable structure, with an introduction, two body paragraphs and an attempted conclusion, and signposts such as “For instance” and “Furthermore” show how examples relate to claims. However, progression is uneven: the first body paragraph breaks off after “Therefore,” before continuing, and the final paragraph is incomplete, leaving the essay without a finished ending. Some links are mechanical or unclear, such as “The second advantage” when the paragraph also introduces inflation and investment. The relationship between the pandemic example and the recommendation to invest in gold is not clearly connected. Use complete paragraphs, make each paragraph develop one main reason, and use linking phrases only where they clarify the relationship between ideas.

Lexical Resource: Band 5.5

You attempt a range of topic-related vocabulary, including “conserving funds,” “financial health,” “inflation,” and “pandemic,” and the reader can generally understand your main points. However, several choices are unnatural or inaccurate, which makes some sentences harder to interpret: “everyone’s habitat,” “low fund conservation,” and “being broken” do not express the intended meanings clearly. There are also spelling and word-form slips, including “enhace” and “Covif-19.” Aim for precise, natural collocations rather than replacing familiar words with overly formal alternatives. For example, use “save money for future expenses” and “financial difficulties.” Proofread spelling and check that each chosen phrase fits its context.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including a conditional structure in “if they experienced any pandemic period” and a subordinate clause beginning “Even though.” However, complex sentences are often faulty, and errors in agreement, articles, plurals and sentence boundaries sometimes make the meaning difficult to follow. Examples include “every citizens,” “expenses are essential,” and “an emergency expenses.” The sentence beginning “For instance, My uncle…” also has incorrect capitalization and is followed by an incomplete construction ending “Therefore,”. The final sentence is unfinished. Practise checking subject–verb agreement and singular/plural forms, and make sure each sentence has a complete main clause. Shorter, accurate sentences would improve clarity while you build control of longer structures.

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