Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-09

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

As the world is evolving nowadays, the expenses of the individuals also enhacing along with it. Whenever people get their salaries or any other income they spend it immediatialy on the unessential things. After that they regert it. Therefore, I strongly accede that population of this planet will must try to save assets for their future espacially the Gen-z.

To initiate this discussion, I would like to say that individuals must save the money because they may need it for their own health or their love's one. Sometimes, you went for doing something but you ran into the accident or anyone from your family then you need money for the treatment. For instance, my czn brother was going to buy a football match ticket and during the drive he hit with the truck. When he brought to the hospital, he told the family that a lot of money required for his wellness.

Additionally, another reason is that you may need the money for your higher education. In most of the civilizations parents don't support their offsprings for studies. For example, If you want to study in any popular university, then you will must support yourself for getting a degree.

Although, there is school of thought that population don't try to save for the future. Instead they should try to invest in different technology to ease their work. They think that using various types of technology will groom your personality. Such as, most of the generation invest their saving in AI-based home appliances which decline their load of work. Also some spend on buying video games which is a useless thing.

To put it in a nutshell, I pen down saying that a nation should try to make assets which will help them in their bad times. If they don't do in such way then they just regret on his own self whenever they stand in the ridiculos time.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that people, particularly young people, should save for the future. You give relevant reasons, including unexpected medical costs and funding higher education, and the accident example helps illustrate why savings can matter. However, the education point is only briefly explained, and the paragraph about investing in technology is not fully connected to the question of whether saving is important; the distinction between saving and spending or investing needs clarification. The conclusion restates your view but does not draw together the reasons in much detail. To strengthen the response, explain how each example supports your position and address the opposing view more directly, while maintaining a clear focus on future financial security.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure: an introduction, separate paragraphs for reasons, a contrasting viewpoint, and a conclusion. Sequencing phrases such as “Additionally,” “Although,” and “To put it in a nutshell” help signal movement between sections. However, some links are mechanical or do not accurately express the relationship between ideas. For example, “Although” introduces a viewpoint without a clear contrasting main clause, and the technology paragraph shifts between investment, appliances, and video games without showing how these examples relate to the argument. References such as “they” and “such way” are also not always clear. Use more precise links and make each paragraph develop one connected point, with clearer transitions between saving and spending.

Lexical Resource: Band 5.0

You attempt a range of vocabulary related to money and the future, including “income,” “higher education,” “treatment,” and “assets.” These choices show an effort to discuss the topic beyond very basic terms. However, noticeable spelling and word-choice errors sometimes make the meaning difficult to follow, as in “enhacing,” “immediatialy,” “regert,” and “ridiculos.” Several expressions are also unnatural or imprecise: “accede that,” “their love’s one,” and “make assets” do not convey your intended meaning naturally. Aim for accurate, common collocations before using more ambitious wording. For example, “agree that,” “loved ones,” and “build savings” would express your ideas more clearly and appropriately.

Grammatical Range and Accuracy: Band 5.0

You use both simple statements and attempts at longer sentences, including conditional structures such as “If you want to study … then you will must support yourself.” This gives the response some structural variety, but several sentence patterns are not controlled accurately. Examples include “the population … will must try,” “my czn brother … hit with the truck,” and “When he brought to the hospital,” where verb forms and sentence construction obscure the intended meaning. There are also problems with agreement and articles, as in “population don’t try” and “a lot of money required.” Work on forming complete clauses, using consistent past-tense verbs in the accident example, and checking subject–verb agreement. More accurate control of these patterns would make your argument easier to read.

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