Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

As far as this tpoic is concerned, i do agree this statement is essential for all individuals, particularly young people, to put money aside for the future has always been debatable now become more controversail with many people claiming that is beneficial while other reject this notion. The substantial influence of this save money for their fature, has sparked the controversy ver the potential impact in recent year.

First of all, the primery reason is that saving money provides financial security. In other words, people may face unexpected problems, such as medical emergencies, unemployment, or family difficulties. If they have some savings, they can manage these situations without borrowing money from others.Categorically discussing, it cannot be ignored the main reasson is especially in our country, it has far reaching consequences.

On the other hand, it is partinent to mention that saving money helps people achieve their long-term goals. Nowadays, many young people want to buy a house, start a business, or continue their higher education. These goals require a considerable amount of money.

To encapsulate, I strongly agree that everyone, including young people, should save money for their future. This habit not only provides financial security but also helps people achieve their goals and live a more comfortable life.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear in the introduction and conclusion: you agree that everyone, especially young people, should save. You also give two relevant reasons—financial security and achieving goals such as buying a house or continuing education. However, these points are only briefly explained, and the sentence about consequences “in our country” does not provide a clear example or support. The response therefore addresses the task only partially, with ideas that remain limited and under-developed. It is also 41 words below the required minimum, which leaves less space to explain your reasons. To strengthen the response, develop each reason with a specific example and explain how saving helps in that situation.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure: an introduction, two body paragraphs presenting reasons, and a concluding statement. The progression from financial security to long-term goals is logical, and phrases such as “First of all” and “On the other hand” signal paragraph movement. However, “On the other hand” suggests a contrast, although the paragraph gives another reason supporting your position. Some linking phrases are mechanical or do not connect ideas clearly, particularly “Categorically discussing,” and the introduction is difficult to follow because several claims are crowded together. Build each paragraph around one clearly stated point, then explain and illustrate it; use transitions that accurately show whether the next idea adds support or contrasts with the previous one.

Lexical Resource: Band 5.5

You use some relevant topic vocabulary, including “financial security,” “medical emergencies,” “unemployment,” “long-term goals,” and “considerable amount of money.” These expressions help communicate the main ideas. However, the range is limited, and frequent spelling errors and awkward or inaccurate word choices make parts of the response difficult to understand. Examples include “tpoic,” “controversail,” “primery,” and “partinent”; “the substantial influence of this save money” is also an unclear phrase. Some formal-sounding expressions, such as “Categorically discussing,” do not fit naturally in context. Aim for accurate, natural collocations rather than adding elaborate phrases, and proofread spelling. More precise vocabulary for budgeting, financial independence, and future expenses would also help you explain your ideas.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple sentences and more complex structures, including the conditional “If they have some savings, they can manage these situations” and the relative clause in “goals, which require a considerable amount of money.” However, the range is limited overall, and complex sentences are often faulty. The opening sentence combines several ideas without a clear grammatical structure, while “many people claiming that is beneficial” is missing a clear subject for “is.” There are also errors in articles, agreement, and punctuation, such as “without borrowing money from others.Categorically,” where a space and sentence boundary are needed. These problems sometimes make the intended meaning hard to follow. Use shorter, complete sentences first, then add controlled complex structures and check each clause for a subject and verb.

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