Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-10
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Nowadays, the topic of that it is essential from everyone, including teenagers, to save money for their future. It is widely believed that this issue has become increasingly significant in modern society. It is generated debate because some people are agree and other are not interested in it. I am strongly agree with this statement, because it has a lot of benefits.
One main reason why i agree with this statement is that this can play an very important role in the future for person. This means that If someone save money for upcoming time and for difficult time they have no stress about sucsess. It make next generation financial strong and they take less pressure about finance.
Another important reason is that when employes are retired for thier work they easily spend thier dreaming life. They will brought home car and make life more comfortable for family. Some people are interested in farming so they can easily buy land if they sage money for thier young age. Therefore, it is clear that saving money for future is good enough. It made people happy aven after they quiet the job. In these days, the citizens are worried because they don't have enough money for the future.
In conclusion, I strongly agree that this may lead to make life more enjoyable. Overall, I believe that save money for the future is a best thing if you want to enjoy your life with your childrens and you are also able to manage all the expense of thier education.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.0 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 6.0
Your position is clear: you strongly agree that people should save for the future, and you give relevant reasons, including financial security during difficult periods and having more choices after retirement. The examples of buying a home or land also help connect saving to practical goals. However, the first reason is not fully explained: the phrase “they have no stress about sucsess” makes the intended benefit unclear, and the point about the “next generation” is not developed. The retirement and family examples are more specific, but would benefit from explanation of how saving enables these outcomes. Develop each main idea with a clear explanation and a relevant example to make the response more complete.
Coherence and Cohesion: Band 6.0
The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion. The ideas are generally arranged in a sensible order, and signposts such as “One main reason,” “Another important reason” and “In conclusion” help readers follow the argument. However, some connections are mechanical, and the progression within paragraphs is occasionally unclear. For example, the shift from retirement to buying a car, then farming and buying land, introduces several examples without showing how they relate to the central point. References such as “this” in “this can play a very important role” are also vague. Use clearer links between claims and examples, and make each paragraph develop one main reason.
Lexical Resource: Band 5.0
You use enough topic-related vocabulary to communicate the main ideas, including “save money,” “financial,” “retired” and “education.” However, the range is limited and several word-choice, collocation and spelling problems make parts of the argument difficult to understand. Phrases such as “financial strong,” “spend their dreaming life” and “save money for their young age” do not express the intended meanings naturally. There are also spelling errors, including “sucsess,” “employes” and “thier.” Build a more precise vocabulary for financial security and future plans, and check spelling and common word combinations carefully. This will make your ideas clearer and more convincing.
Grammatical Range and Accuracy: Band 5.0
You attempt both simple and more complex sentences, including a conditional idea beginning “if someone save money” and a clause introduced by “when.” The overall meaning is usually recoverable, but errors in verb forms, agreement, articles and sentence construction occur across the response. For example, “I am strongly agree” should be “I strongly agree,” while “if someone save money” needs “if someone saves money.” In “It make next generation financial strong,” the subject–verb agreement and sentence structure are faulty. Capitalisation is also inconsistent, as in “i” and “If.” Practise accurate present-tense forms and build complex sentences around one clear main clause; proofread for agreement and articles.
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