Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-10

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays money have became an improtant part in every individual's life and everyone have dreams to earn money to live a luxury life.Money is an important thing to survive in your life and afford expensise.I agree with the given statement that it is important for everyone to save money including the young generation for thier future.

Money is a basic need for every individual including people of every ages.Young generation should save money for thierselves to get a bright future ahead.If a young indidvidual will start saving money from a teenage so that person will always have savings which he/she will be able to use in thier hard times such as if a young person who is depending on parents will start saving money from the pocket monney which that person get from the family and use the saved money for extra uses it will help to reduse the load on parents and they will have more money to save for complex times

.Furthermore,if young students have savings they will be able to aford thier educational expenses by thierselves.The habit of saving money is always helpful in life,if young people have savings they can spend thier own savings in establing any bussines or work in thier future.When they will invest thier own money they will not have fear of loss or any kind of stress that how they will pay loans to banks.Using own money to make investments give boost to confidence and ability to face risk and challenges.Having own savings always give confidence and the ability to make own decions.

However,youngesters should not only focus on money but they should also focus on thier education,and learing.Having fine skills are always helpful,and help to get good oppurtunities in life,and leads toward the success.

In conclusion,I will say that everyone should have savings in life for thier bright future ahead.Young people should also learn to save money which will always help them in evey hard time.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction: you agree that everyone, including young people, should save for the future, and the conclusion restates this view. You give relevant reasons, including preparing for difficult periods, helping with education costs, and funding a future business without relying on loans. These examples address the task, and the discussion of young people’s savings is particularly relevant. However, some points are asserted rather than fully explained: for instance, the claim that using personal money for investment reduces fear of loss needs clearer reasoning or a specific example. The brief reminder to focus on education and learning is relevant but not developed. More balanced explanation and support for each main idea would make the response more complete and persuasive.

Coherence and Cohesion: Band 6.5

The response has a recognisable structure, with an introduction, supporting paragraphs, a qualification beginning “However,” and a conclusion. The ideas generally progress from the value of saving to its practical benefits, and linking expressions such as “Furthermore” and “In conclusion” help signal this movement. This gives the essay an overall coherent arrangement. At times, though, cohesion is mechanical or unclear because several ideas are packed into long sentences, especially the example about saving pocket money and reducing the burden on parents. Some references, such as “that person” and “they,” make it less clear who is being discussed. Use shorter sentences, make pronoun references explicit, and organise each paragraph around one main reason to improve the flow.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “savings,” “educational expenses,” “investments,” “loans,” and “confidence,” so the main ideas are understandable. There are also attempts at more specific expressions such as “hard times” and “face risk and challenges.” However, the range and control are limited by repeated basic wording, especially “money,” “save,” and “future,” as well as inaccurate or unnatural choices such as “luxury life,” “complex times,” and “establing any bussines.” Numerous spelling errors—including “improtant,” “expensise,” and “oppurtunities”—also make the writing less polished and can slow the reader. Build a wider set of accurate collocations for saving and financial planning, and proofread spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with subordinate clauses, for example when explaining how savings could help with education or business plans. This shows an effort to express connected and conditional ideas. However, the longer structures are often faulty, and errors in agreement, verb forms, articles, and sentence boundaries recur. Examples include “money have became,” “everyone have dreams,” and “If a young individual will start saving,” where the verb forms and agreement are not controlled. Several sentences run together without appropriate punctuation, making relationships between ideas harder to follow. Practise accurate present-tense generalisations and conditional forms, and divide long sentences into shorter units. Greater control of these patterns would make your meaning clearer.

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