Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In contemporary socity, money has became a matter of considerable debat. it is often argued that,it is crucial foe each individual or adding teenagers to secure earnings for thire next life. I strongly agree with this statment because saving bank balance is maon indicator particularly youngeters for their future, because it can be use to start new bussiness or it can be utilize to move abroad for further studies.

One of the principal reason why i support this position is that, wealth is ued for set up new bussiness spacially by young individuals when they are on theire progress stage.this is primarily because the expenses are very high these days so every one want to enhnace their earnings to secusre there future , meanwhile young generation needs to save money to continue their life expenses in form of accomodation rents, cahrges of electricity bills or perchase food for their survivals without disturbing their cognitive ability. for instance when they run their bussiness they cannot pay all the ammount at a one time by thier salries, so that they can easily use save money for continuation of business without any disruptions. consequently this behave leds towrard the successfull life, demonstarting the significant impact on ecnomics.

Another compelling resaon is that saved money can be used for moving into international countries to earn money or including young people for higher studies. In other words, some bussiness can be linkd import or export products, so that it needs to visit international countries regarding bussiness concerns or complet reasearch by students that can be done at international labortries. For instance

when we start new bussiness or master studies, we need to enhance skills by international compnies or universities to complete our perpose by using save earnings .As a result we can easily earn mony by the help of new skills.

Admittedly, save money can have some drawbacks, beacuse the currency of countries must be increased or decreased, so the warth of money can be disturb. In addition we should save money in those types that cannot be decreased by there warth.

In conclusion, i firmly belive that saving moeny is crucial for individuals or including young generation.this is mainly because studies in international countries or strat new bussiness,both have substaniail implications for future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction (“I strongly agree”) and conclusion, and you give two relevant reasons: savings can support a business and fund overseas study or work. The business example also explains how savings could cover costs when income is not immediately available, which helps support your view. However, the development is uneven. The first paragraph combines business investment with everyday living expenses, while the second shifts between international business travel, earning money abroad, and students’ research without explaining these links fully. The point about currency losing value is relevant but brief and does not clearly qualify your agreement. To strengthen the response, develop fewer points in more detail and explain more directly how each example shows why saving matters for young people’s future.

Coherence and Cohesion: Band 5.5

The response has a recognisable overall structure: an introduction, two body paragraphs, a concession, and a conclusion. The main reasons are generally presented in a sensible order, and signposts such as “One of the principal reason,” “Another compelling reason,” and “In conclusion” help readers follow the argument. However, progression within paragraphs is less controlled. The first body paragraph moves from starting a business to rent, bills, food, and cognitive ability, so the relationship between these points is not always clear. The second also shifts among business, international travel, and study. Some linking phrases, including “In other words” and “As a result,” do not clearly express the relationship between the ideas. Group related points and use more precise links and references.

Lexical Resource: Band 4.5

You attempt vocabulary suited to the topic, including “secure earnings,” “higher studies,” “international countries,” and “significant impact,” and you use some relevant terms such as “accommodation” and “expenses.” However, spelling errors are very frequent, for example “socity,” “debat,” “bussiness,” and “substaniail,” and they make the writing harder to read. Several word choices or collocations are also unclear or unnatural, such as “saving bank balance,” “cognitive ability” in the context of paying living costs, and “the worth of money can be disturb.” This limits precision despite your attempts at less common vocabulary. Focus on accurate spelling and natural combinations such as “build savings,” “cover living expenses,” and “the value of savings may fall.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentence forms, including clauses introduced by “because,” “when,” and “so that.” This gives the response some structural variety, and the main argument can usually be understood. However, errors in sentence construction and verb forms recur, as in “money has became,” “it can be use,” and “this behave leds.” Agreement and article use are also unreliable: “One of the principal reason” and “at a one time” illustrate these problems. Several long sentences join multiple ideas with commas, making their grammatical relationships difficult to follow. Use shorter, more controlled sentences when explaining examples, and check verb forms, singular/plural agreement, articles, and sentence boundaries. More accurate complex sentences would make your reasoning clearer.

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