Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this dacade, when the world is laying on the head of wars it is very beneficial to save some money for future.In my opinion, Noone knows what is going to heppen after a second? so we should want to save some money to fulfil our desire at the time of need. In this essay we are going to explain the benefits of saving money.

Firstly, every perants should want to make the habit of their children to save money from their childhood. It will help then to fight against the difficulties in the future when they donot have money or job so they will fulfil their desire by using saving. In addition, it hlelps them to make the habit and to save and invest their money to become successful person. For example, when i don't have money and i want something in emargancy then i open my saving box and fulfil my desire.

On the other hand, this is a time when all the coutries are standing on the aim of wars. NOone know what will heppen tomorrow so we want to save some money to us it at the time of difficulty. For example, at the time, of covid everyone lost their job only that people were servived easly who had a strong savings.

In conclusion, saving is a basic right for everyone so we most want to save some money. In addition, if you know the stoksmarket you should must spend some money in to it or spend some money in other business.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You take a generally clear position in favour of saving and give relevant reasons, including preparing for unemployment or other difficulties. The childhood saving habit and the COVID-19 example help address why saving may benefit people, including young people. However, the discussion is only partly developed: the personal example about opening a savings box is brief, and the claim that countries are facing wars is broad and not clearly connected to everyone’s financial needs. The final point about investing in the stock market introduces a new idea without explaining it or relating it to your main argument. To strengthen the response, explain each reason more fully and make your position on the statement explicit throughout, including whether saving is important for everyone or whether there are exceptions.

Coherence and Cohesion: Band 4.5

The response has a recognisable introduction, two body paragraphs and a conclusion, and signposts such as “Firstly,” “On the other hand” and “In conclusion” show an attempt to organise ideas. However, progression between points is not always clear. “On the other hand” suggests a contrasting view, but the paragraph continues to support saving rather than presenting an opposing perspective. Several ideas are joined in long sentences, making the relationships between them difficult to follow, and the conclusion adds stock-market advice that has not been developed earlier. Use paragraphing to give each main reason a clear focus, connect examples directly to the point they illustrate, and choose linking expressions that accurately show whether an idea adds, contrasts or concludes.

Lexical Resource: Band 4.5

You use some relevant vocabulary for the topic, including “save,” “invest,” “difficulties,” “job” and “strong savings,” so the main subject is understandable. However, the range is limited and several words or phrases are repeated, particularly “save some money” and “fulfil our desire.” There are also noticeable spelling and word-choice problems, such as “dacade,” “emargancy,” “servived” and “laying on the head of wars,” which make parts of the message harder to understand. Some combinations are not natural in English, including “standing on the aim of wars.” Build a wider set of accurate phrases for financial security and emergencies, and check spelling and collocations carefully. More precise wording would make your reasons clearer and more convincing.

Grammatical Range and Accuracy: Band 4.5

You attempt both simple and longer sentence forms, for example, “It will help them to fight against the difficulties in the future when they donot have money or job.” This shows an effort to explain cause and effect, but longer constructions are often difficult to control, and errors occur frequently enough to interrupt reading. Examples include “Noone knows what is going to heppen,” “every perants should want,” and “only that people were servived easly who had a strong savings.” Agreement, verb forms, articles and sentence boundaries need attention. The opening also runs several sentences together without consistent spacing or punctuation. Practise building accurate short sentences first, then combine them with one clear subordinate clause at a time; check subject–verb agreement and past-tense forms when describing COVID-19.

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