Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

I strongly bilieved that the money are very important for life. Everyone save the for our future. I completely agree wth this statement the money is essential part of life.

On the one hand, they are many benefits for saving the money for their future. For example, some people lose the jobs in many situation and they are save the money for pass the time and find new jobs. I think, the money saving is help in many situations. Firstly, they are used the money in hospital emergency. In my opinion, It is very importantfor everyone to save money for our future.

One the other hand, the saving is helped the dificult situation. For instance, when they are loss the jobs and they pay the school fee of our children. Nowaday, the children saving te money on his pocket money for our future. In my opinion, the people are working on online websitein future. beacause they are double minded. Moreover, people fell very comfortable to working online website. I think, the saving are very beneficial for education. For instance, when the students go abroad for higher education such as Germany, UK. and they are pay the fee in his saving. the money saving help the people for achieving the goals and dreams of our life. In my opinion, they are many countries are succeded with the help of money saving such as Europion countrues.

In conclusion, I strongly believed that the money are important for life. Everyone save the money for oue future. I completly agree with ths statement.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear in the opening and conclusion: you say you “completely agree” that saving is important. You also give relevant reasons, including unemployment, hospital emergencies and paying for children’s education, so the response addresses the topic. However, these points are mostly asserted rather than explained, and some examples are unclear or not directly connected to saving, such as the comments about working on online websites and countries succeeding through savings. The discussion therefore covers the task only partially, with limited development of the supporting ideas. To strengthen the response, explain how savings help in each situation and add a specific, relevant example, while keeping your agreement clear throughout.

Coherence and Cohesion: Band 4.5

The response has an introduction, two body paragraphs and a conclusion, and phrases such as “On the one hand,” “Moreover” and “In conclusion” show an attempt to guide the reader. However, the ideas do not progress consistently: the second body paragraph moves from job loss and school fees to online work, education abroad and national success without clear links. Some references are also difficult to follow, including “they” and “our future,” so the reader may not know who is being discussed. The repeated statements about saving being important add little development. Organise each body paragraph around one main reason, then explain and illustrate it, using linking phrases only where they show a genuine relationship between ideas.

Lexical Resource: Band 4.5

You use some topic-related vocabulary, including “save money,” “emergency,” “higher education,” “fee” and “achieving the goals and dreams.” This gives the response a basic range for discussing the subject. However, vocabulary is repetitive, particularly “money,” “future” and “important,” and several word choices or combinations are inaccurate or unclear, such as “pass the time” for managing a period without work and “the saving is helped the dificult situation.” Spelling errors, including “bilieved,” “Nowaday” and “Europion,” also reduce clarity. Build a wider set of accurate phrases for financial security and unexpected expenses, and check spelling and collocations so your meaning is easier to understand.

Grammatical Range and Accuracy: Band 4.5

You attempt both simple statements and longer sentences with examples, but the range is limited and errors occur frequently, sometimes making relationships between ideas difficult to understand. Examples include “Everyone save the for our future,” “they are many benefits,” and “the money saving is help,” where verb forms and sentence patterns are not controlled. Agreement and articles are also problematic in “the money are very important” and “money is essential part of life.” Some longer constructions, such as “when the students go abroad … and they are pay the fee,” are especially difficult to follow. Practise accurate basic sentence patterns first, then build longer sentences using clauses such as “when” and “because,” checking subject–verb agreement, articles and verb forms.

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