Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

it is Necassary For everyone Specially Young people, to save funds for there upcoming time.

Every person has its own Opinion But according to my observation I Thing so saving a funds for the future is very important for everyone espacilly Young peoples, students and Newly married couple i completley agree with fully extent. Becasue When you grown up If yu want to start any start up after accomplishing your deegre Obviousley you need investment and when you are totally new in market no one belive in you or on your Talent. in addition for investment you have to do a odd jobs like dish washing in any restuarnts , take away jobs and security shifts and its a very long and time taking procedure. when you have save enough money for your Startup so there will be alot of changes in the market and things are getting hard and hader for you. so i belive you haev to start saving money from your Study carrer no matter how much you are saving but atleast you have to save around 50% of your need if you have something inm your pocket and you pictch sopmeone for any start up or any buisness so it make sense for other person as well while you have knowldge and half investment. and same goes for newly married couple because Situation became totally different after the marrige your responsibilty will increase and awhen you haev childrena fter sometimes so your expense will becaome Double and if you havent save anything in your past fopr your future so you have to face alot of problems.

I have a very good example of one of my very close cousin he just complete his deegre and with in a month he got married he havent saved anything for his future after sometime he blessed with a baby girl He faced alot of difficulties and worst situation he cant even bare his own expenses while he have other responsibilties as well his wife and daughter. in the end the result was very horrible her wife took a divorce from him becasue of financial Crises.

I conclude this is very important for every person to save a money for his or her future which became a very strong accit for him\ her in future

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you fully agree that people, especially young adults, should save for the future. You support this with relevant reasons, including funding a start-up and preparing for increased family responsibilities, and the cousin’s experience gives the argument a concrete example. This addresses the task, although the ideas are not developed equally. The start-up point includes several details, but the advice to save “around 50%” is asserted without explaining how realistic or appropriate that figure is. The example about your cousin is vivid, yet its link to the broader claim could be explained more carefully. To strengthen the response, develop each reason with clearer explanation and avoid presenting one personal case as proof that saving guarantees a particular outcome.

Coherence and Cohesion: Band 5.5

The response has an identifiable overall shape: an opening, a paragraph explaining reasons, a personal example, and a concluding statement. The ideas are generally relevant and the reader can follow the main argument. However, the central body paragraph is very long and combines start-up costs, saving habits, marriage, and children, so the progression becomes difficult to track. Connectors such as “in addition,” “so,” and “and” are repeated or used mechanically, while some references are unclear—for example, “when you have save enough money” does not clearly establish the sequence of events. Use separate paragraphs for the business and family arguments, and make links between sentences more precise. This would create clearer progression without relying so heavily on repeated connectors.

Lexical Resource: Band 4.5

You attempt vocabulary relevant to the topic, including “investment,” “responsibilities,” “financial crises,” and “accomplishing your degree.” These choices help communicate the main ideas, but the range is often repetitive and several word choices or collocations are inaccurate, which sometimes makes the reader work to understand the point. Examples include “save a funds,” “start a start up,” “odd jobs,” and “a very strong asset.” Spelling is also inconsistent, as in “Necassary,” “deegre,” and “responsibilty.” Build a more reliable set of phrases for discussing personal finance, and check spelling and word forms carefully. More precise vocabulary would make the argument sound clearer and more appropriate for an academic essay.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences with clauses, such as the explanation beginning “because when you grown up” and the sentence about newly married couples. This shows some range, and the main position is usually understandable. However, some errors in verb forms, agreement, articles, and sentence boundaries make parts difficult to follow. For example, “when you grown up” needs a correctly formed verb, while “Every person has its own Opinion” has an agreement and pronoun problem. Several long sentences join multiple ideas without clear punctuation, particularly the discussion of saving for a start-up. Use shorter, controlled sentences alongside complex ones, and check subject–verb agreement, tense, articles, and punctuation during revision.

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