Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In today morden societies, money is the most valueable element for every individuals to live. Some people agree as money is very essitenal, each individuals including young people shoud learn to save money for their future. While other disgaree with the statement. This eassy will disscus about agree and disagree, and in the end my opinion will be given.

On one hand, money is the basic source to fullfilled the individuals needs. The value of saving money for the future crisis should be taught to every members as well to the young kids. In contrast, school provide budgeting educational at the school, whereas parents at home should teach kids to save some amount of money in their piggy bags. Due to which a child will get a clear idea of money mangement in time of need in for their future. For instance, when a child need money to buy books or educational materials they will use carefully. Other example for it is an individuals can save some money for their upcoming future plans like trips, buying gifts for the family or helping freinds in time of financial shortage.

Addinationally, saving money can be used in life threatining situation. Life is not predicted for every individuals. When an individuals or their family members need money in time of saving life, this money can be used for medical expense.

In conclusion, I fully agree with the statement of saving money and teaching younger childrens to save some amounts of money. In school as well as at home each individuals should be taught the value of money and hwo to manage their daily needs.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you fully agree that people, including young people, should save, and you give relevant reasons involving future plans and medical emergencies. The examples of saving for books, gifts, trips, and medical expenses help address the topic. However, the opening says the essay will discuss both agreement and disagreement, but the response does not develop a reason against saving; this makes coverage of the task uneven. The point about school and parents teaching budgeting is relevant, though the explanation of how this prepares children for future needs could be more specific. Develop each main reason with a clearer explanation or example, and make the introduction accurately reflect your one-sided position.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, supporting paragraphs, and a conclusion, and the ideas generally follow a sensible order. Linking phrases such as “On one hand,” “Additionally,” and “In conclusion” signal the stages of the argument. However, the introduction promises a discussion of both sides, while the body mainly supports agreement, so the overall progression is not fully consistent. Some connections are also unclear: “Due to which” does not attach smoothly to the preceding sentence, and the examples in the first body paragraph move between children’s needs and adults’ plans without a clear transition. Use topic sentences to establish each paragraph’s main point and connect examples explicitly to that point.

Lexical Resource: Band 5.0

You use some relevant topic vocabulary, including “budgeting,” “money management,” “financial shortage,” and “medical expense,” which helps communicate the subject. However, the range is limited and several spelling errors are noticeable, such as “morden,” “valueable,” “essitenal,” and “disscus.” Some word combinations are also unnatural, including “saving life” and “basic source to fulfilled the individuals needs,” which can make the reader pause. Aim to learn common collocations for personal finance and emergencies, and check spelling and word forms carefully. More precise vocabulary would also help distinguish saving for planned purchases from keeping an emergency fund.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a contrast clause beginning “While other…” and a sentence using “whereas.” The main ideas are usually understandable, but grammatical control is inconsistent. For example, “money is the most valueable element for every individuals to live” has problems with article use and plural agreement, while “when a child need money” does not maintain subject–verb agreement. The sentence beginning “Due to which” is also an incomplete construction, and “In school as well as at home each individuals should be taught” has agreement and punctuation issues. Practise building complete sentences around one main clause, then check agreement, articles, and singular/plural forms.

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