Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-13

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays, we are living in the digital world almost every youngster able to access to the internet while it is for their education or doing leisure activities on social platforms. However, adults have much ability to forcast their living position in the future. They are more fimiliar with the investment point of view.

On one hand, todays children know about the saving model. As we can see there are more young peoples doing in working profession whether it is part time some of doing full time in a manner. Eventually younger people wants luxury life style so they become more serious about investments which gives a financial stability and also help them to build their business. However, adults nowadays more interested to become a known personality this factor, may also influence to work in the respective field and save money for future investments. For instance one of my friend had a part time job in the time of university after attended in the lectures. He was doing customer support in an organisation which help him to save money and benefits him as an experienced customer support handling. After completed his graduation he started a brand of clothing initially he sale ready made cloths for testing after getting multiple customer retention he started his own factory of clothing.

On the other hand, Not every younster nowadays doing this in a proper some of them reaches to the success. However, most of the youn generation did not know the value of future savings. Educational institutes should oraganise such events to ensure youngster towards future investments.

In conclusion I belive that what our parents did us to make every minute calmnes by doing hardwork in their prime time we should also take notes of it and learn the value of money now and for the future.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You address the topic and give a generally supportive view of saving, especially through the example of your friend who worked during university and later started a clothing business. This example is relevant and helps show a possible benefit of saving. However, the response does not clearly state how far you agree or disagree, and the discussion shifts between young people, adults, investment, and becoming a “known personality” without consistently answering whether everyone should save. The opposing point—that many young people do not understand the value of saving—is introduced but not explained or balanced against your example. Make your position explicit in the introduction and develop each reason with a clear link to the question.

Coherence and Cohesion: Band 5.5

The response has an introduction, two body paragraphs signalled by “On one hand” and “On the other hand,” and a conclusion, so there is a recognisable overall structure. The personal example also gives the first body paragraph a central focus. However, progression within paragraphs is difficult to follow: the discussion moves from internet use to adults’ investment knowledge, then to young people’s jobs and luxury lifestyles. Some links are unclear, and “However” is used where the relationship between ideas is not fully established. The second body paragraph is brief and does not develop its point. Organise each paragraph around one main claim, use clearer references to connect sentences, and ensure the conclusion follows directly from the reasons presented.

Lexical Resource: Band 5.0

You attempt topic-related vocabulary, including “financial stability,” “investments,” “part time job,” and “customer support,” and the clothing-business example shows an effort to describe a specific situation. However, the range is limited and several inaccurate or awkward choices make parts of the message difficult to understand, such as “forecast their living position,” “saving model,” and “customer retention” in this context. Spelling errors such as “fimiliar,” “younster,” and “oraganise” also reduce accuracy. Aim for precise, natural collocations and check spelling carefully. For example, describe people as planning for their “future financial needs” rather than forecasting their “living position,” and use “saving habits” instead of “saving model.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and longer sentences, including a sequence describing your friend’s work and business, but control is inconsistent. Several sentences contain errors that make the relationships between ideas hard to follow: “almost every youngster able to access” lacks a finite verb, while “one of my friend had a part time job in the time of university” has problems with number, tense, and sentence construction. Verb forms and agreement are also unreliable in “younger people wants” and “which help him.” Punctuation and sentence boundaries need attention, particularly in the long sentence beginning “As we can see.” Practise building accurate subject–verb–object sentences first, then add subordinate clauses and check each verb against its subject and time reference.

See this exact question answered at other band scores. The same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.