Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is often argued that it is very imprortant for everyone, including young people, to save money for their future. while some people contend that young people enjoy their life because this age is for enjoy and relax. I firmly convince that young people take part to save money for their betterment of future and help in crucial time.

The principal reason why I hold this reason is that betterment of future because they may invest in their self business. For example a person after completion his degree aim for to run his own business so he simply use his savings to manage these necessaties. This cause great effect on his social life in such prescraptive is that he simply become stable without relaying on government and high pressure on his family.

Another reason why I hold this statement is that savings help him in crucial time. As you know that there is no time of accidents and other missfortunes, so these savings help him to come out from these serious situtions. For example a person become injured by any accidents if he had his savings than he can simply save himself with the help of these funds. The missfortune may be something unexpected such as any sudden loss so you will be prepared or ready by these savings.

In conclusion the arguements simply has great importance is that savings also help you in any conditions. You feel comfort and relax in harsh conditions. People now a days become very intelligent and almost everyone take part to save his savings. From this a new safe and develop environment came into existance

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you support saving, and you give two relevant reasons—funding a business and coping with accidents or other misfortunes. The examples help connect these reasons to future security. However, the discussion remains limited and some points are not fully explained. For instance, the business example does not show how saving while young makes this goal more achievable, and the accident example repeats the idea of being prepared without developing its wider consequences. The opening briefly mentions the opposing view that young people should enjoy life, but you do not respond to it. To strengthen the response, explain why saving can be balanced with present enjoyment and extend each example with clearer cause-and-effect reasoning.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs presenting separate reasons, and a conclusion. Phrases such as “The principal reason” and “Another reason” help signal the main points. However, progression within paragraphs is sometimes unclear, and linking expressions can feel mechanical or imprecise. For example, “This cause great effect on his social life in such prescraptive is that” makes the connection between business savings and family independence difficult to follow. The conclusion also introduces broad claims about people becoming intelligent and a safe environment without clearly linking them to the argument. Use simpler, more precise transitions and make each paragraph develop one main idea in a clear sequence: claim, explanation, and relevant example.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “savings,” “invest,” “crucial time,” and “unexpected,” which allows the reader to identify your main ideas. However, the range is limited and several word choices, collocations, and spelling errors make parts of the response difficult to understand. Phrases such as “invest in their self business,” “manage these necessaties,” and “come out from these serious situtions” are not natural or precise. Repetition of “savings” and “help” also limits flexibility. Build a more accurate set of expressions for financial planning and emergencies, and check spelling carefully. Choosing familiar words used precisely will improve clarity more than attempting complex or unusual phrasing.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including clauses beginning with “because” and “if,” and the overall meaning is usually recoverable. However, the range is limited, and errors occur frequently in sentence construction, verb forms, agreement, articles, and punctuation. For example, “a person after completion his degree aim for to run” has several problems in its clause structure, while “everyone take part” does not maintain subject–verb agreement. The conditional sentence “if he had his savings than he can simply save himself” also mixes forms and is difficult to follow. Practise building accurate sentences with one main clause and a correctly formed supporting clause, then check agreement, tense consistency, and sentence boundaries.

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