Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-15

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is curical for every person of society, including young public, to save wealth for their comming days. I strongly agree that it is benefical for public to save money for their better future. In this essay, i will present my prespective from both sides that how i agree and disagree.

It is crucial for everyone to save money for their future. Everyone have an aim to make his life better and work hard for it. Some people prefer to save their salaries for better future and prevent ourself from wasteing in useless things. Many individuals have no idea of saving money for future and they spend their salary on meaningless things. However they can easily save their salary but they waste it in foreign trips, by eating expensive food from five star hotels and buy many useless things. Moreover, Instead of wasteing their salaries they should save it fro their future and for any natural disaster that might be happen.

On the other hand, every person has different mind-set and opinion. Many people think that they have no need to left money for their future. It may have two main reasons firstly, a person may be enjoing a luxrious life and may have too much property that is made by his ansectors. Due to this property, they have no tension about their future because they can use it in difficult time. Secondly, many other think that life is unpridictable and instead of saving money for future, we should use it in our daliy life. They think we have no idea that how much life left so, they decided to use their money.

In conclusion, saving money for future is benefical because it may helps us in any bad situation but it also depends upon the person's condition. Many others have no need of saving money due to their ancestor's property or any other source of money that can help them in future.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is broadly clear: you agree that saving is beneficial, while acknowledging that some people may rely on inherited property or prefer to spend in the present. The examples of saving for emergencies and spending on expensive meals or trips are relevant. However, the response only partly develops the question of why saving matters to everyone, especially young people; the discussion focuses more on people’s spending habits and reasons not to save. The opening also promises to present both sides, but does not clearly explain how those points support your overall degree of agreement. Develop one or two reasons in more depth and connect each example directly to your position.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs presenting contrasting views, and a conclusion. Linking phrases such as “On the other hand,” “Moreover,” and “In conclusion” help signal the direction of the discussion. However, progression within paragraphs is sometimes mechanical, and some ideas are joined without a clear relationship. For example, the first body paragraph moves from saving salaries to wasteful spending and then to natural disasters, without fully explaining each connection. The second paragraph’s “firstly” and “Secondly” structure is useful, but the reasons could be separated and developed more clearly. Use referencing carefully and make each paragraph’s main point explicit before adding examples.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “save money,” “natural disaster,” “luxurious life,” and “unpredictable,” so the main ideas are generally understandable. However, the range is limited and several noticeable spelling and word-choice errors reduce precision, such as “curical,” “comming,” “benefical,” and “unpridictable.” Some phrases are also unnatural or unclear, including “young public,” “left money,” and “made by his ansectors.” Repetition of “future,” “money,” and “save” further limits flexibility. Build a more accurate range of collocations for personal finance and use them in context; for example, describe setting aside income, building savings, or relying on inherited wealth.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including clauses with “because,” “that,” and “instead of,” and the overall meaning can usually be followed. However, complex structures are often faulty, and errors in agreement, verb forms, articles, and sentence construction recur. Examples include “Everyone have an aim,” “it may helps us,” and “that might be happen.” The sentence beginning “Many people think that they have no need…” also contains an awkwardly formed infinitive construction. These errors sometimes make the reader pause to interpret your meaning. Practise accurate subject–verb agreement and verb patterns, then check each longer sentence for a clear subject, correctly formed verb, and complete clause.

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