Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-15

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is argued often that it is crucial for each one, including young individual to save money for their future. While I completely agree with this view, becuase it keeps you independent, fulfill your desires and support your wife and childrens.

The main reason I support this view because it is beneficial for future to stand on your own feets. In other words, you have the ability to reach your goals with any financial barriers. For example, you need a transport for your daily tasks and your aim is to get it, you can without any monetary obstacls. Another reason is sometimes person desire is luxury life style so you can make aim easily. That's why I agree with point to save for money for the future use.

On the Other hand, providing best education to your children without looking the fee tag. Bestow healthy life style. In simple words looking after your family without taking tension about money. For example there is one and unique best education centre large number of residents are not taking admission due to high fee, but your children is studing in that centre. Basically saving money for future it will be fruite full otherwise it will be regret. As a result living a better life style and providing excellent opportunities for education.

In conclsion, saving money for the best option for everyone either younger or older residents. Because it will keep you away from being dependent on others, get any thing you want and supporting your family.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response6.5
Coherence and Cohesion5.5
Lexical Resource5.0
Grammatical Range and Accuracy5.0
Overall5.5

Task Achievement / Task Response: Band 6.5

Your position is clear from the opening: you completely agree that people, including young people, should save. You give relevant reasons—financial independence, achieving personal goals, and supporting children’s education—and the examples about transport and an expensive education centre help connect these points to real situations. This covers the task and shows some development beyond simply stating an opinion. However, the discussion of personal goals and transport is less fully explained, and the education example is difficult to follow, so the support is not consistently clear or specific. To strengthen the response, explain how saving enables each outcome and develop one example in more detail, while maintaining your clear position throughout.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs and a conclusion, and the ideas generally relate to the central argument. Linking expressions such as “For example,” “In other words” and “As a result” show an effort to guide the reader. However, progression within paragraphs is sometimes unclear: the second body paragraph begins “On the Other hand,” although it adds further reasons in support rather than presenting a contrasting view. Some links are also awkward or repetitive, and the final sentence combines several points without a clear relationship between them. Use topic sentences that state each paragraph’s main idea, choose connectors according to their meaning, and make references such as “it” and “this” clearly identify the idea being discussed.

Lexical Resource: Band 5.0

You use vocabulary relevant to saving and family finances, including “financial barriers,” “luxury life style,” “healthy life style” and “excellent opportunities.” These choices show an attempt to express a range of related ideas, and the overall message can usually be understood. However, the range is limited and several word choices or collocations are inaccurate or unnatural, such as “save for money,” “stand on your own feets” and “fruitful” to describe saving. Spelling errors, including “becuase,” “obstacls” and “conclsion,” also reduce accuracy. Build a bank of natural phrases for discussing savings and financial security, and check spelling and word combinations carefully. More precise vocabulary would make your reasons clearer and more convincing.

Grammatical Range and Accuracy: Band 5.0

You attempt some longer structures, including a sentence beginning “While I completely agree” and explanations introduced by “In other words” and “so.” This shows an effort to go beyond short, simple statements. However, many sentences contain errors in clause structure, agreement, articles, or verb forms, and these sometimes make the meaning difficult to follow. For example, “The main reason I support this view because” is missing a grammatical link, while “your children is studing” has an agreement error. The opening sentence also ends as an incomplete construction after “because.” Practise building complete sentences with a clear subject and verb, and check singular/plural agreement and verb forms. Shorter, accurate sentences will help you communicate your ideas more reliably.

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