Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In contemporary society, the issue of saving money increase sparking a considerable debate. People believe that it is an essential part of life to save coins for their up comping time. From my perspective, It become significant part of the life save cash for their better future. We can save it numerous ways, which help to our next generation.

On one hand, it is inevitable that saving money is an integral part of everyone lives because this strategy helps us to solve our difficulties. Young generation also need to save money. Nowdays, mostly people saves money in the form of land. They buy extra plot or houses and rent this area to make money. Additionally, some people also buy gold when it is cheap. When the rate is high they sell and make profit. For example, a person saves a lot of money when he is young by working hard. When he aged oand has not ability to do work more due to various diseases. At that time, he can spend this money to complete their daily life needs.

On the other hand, young people needs to save money for the their children which help them to give good education and they can give them all the facilities which is neccessary for them. Moreover, this startegy make our difficulties easy and we can fullfil our dreams by themselves rather than depending on their parents.

To conclude,the issue of saving money for all ages has significant importance. We can save this in various ways rather than just collecting cash. A balance approach is required in our daily routine and not waste a lot of money on idol things.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is broadly clear: you support saving money, and the response discusses benefits for both young people and people later in life. The examples of investing in property or gold and using savings when someone is unable to work are relevant to the topic. However, the task asks how far you agree, and this extent is not stated precisely; the introduction says saving is significant but does not clearly frame your degree of agreement. Some points also need fuller explanation. For instance, the claim that young people should save for their children is asserted without explaining why this is a responsibility for everyone, and the conclusion’s call for balance is not developed. State your position directly and extend each main reason with a clear explanation or example.

Coherence and Cohesion: Band 6.0

The response has a recognisable overall structure, with an introduction, two body paragraphs signposted by “On one hand” and “On the other hand,” and a conclusion. The ideas generally move from the value of saving to examples of how savings can be used. However, the relationship between some points is not always clear: the first body paragraph shifts from property and gold investments to an example about illness without a smooth link, while the second paragraph introduces saving for children and then moves to independence from parents. Some linking phrases feel mechanical, and references such as “this strategy” and “this” do not always identify the idea clearly. Use topic sentences to establish each paragraph’s main point, then connect examples explicitly to that point.

Lexical Resource: Band 5.0

You use some topic-related vocabulary, including “integral part,” “profit,” “education,” and “facilities,” and you attempt less common expressions such as “contemporary society.” However, the range is limited and several inaccurate word choices or collocations make parts of the message difficult to interpret. For example, “saving money increase sparking a considerable debate” does not express the intended idea naturally, and “up comping time” is unclear. There are also spelling errors such as “Nowdays,” “neccessary,” and “startegy.” Aim for precise, natural phrases and check spelling carefully. Reusing accurate vocabulary such as “financial security,” “future expenses,” and “build savings” would make your argument clearer and more appropriate to the topic.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentence forms, including a conditional example beginning “When he aged” and a relative clause in “which help them to give good education.” This shows an effort to vary structure, but errors in verb forms, agreement, articles, and sentence construction remain frequent enough to affect clarity. Examples include “It become significant part,” “mostly people saves,” and “young people needs”; these require more accurate tense, article use, and subject–verb agreement. The sentence beginning “When he aged” is also incomplete as written, and “which help them” has an unclear reference and agreement problem. Practise building complete sentences and checking each subject against its verb, while retaining your attempts at longer structures.

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