Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

it is crucial to every person , icluding categoriy of young people also, to secure their income for their future.

as i concern , am strongly agree with this argue. we all knows that money play a vital role in our lives and access of income can facilitates better life style for living. In every aspects of life money is required.

initially, i wants to describes the cuses and key factors of saving incom for future. people can deal unexpected situatons like paying medical bills , educational purposes and also fulfil their long terms desires from their savings. it can assist the situation of unemployment, medical issues and other aspects of life . for instance in pakistan, parents secure their resource to pay their children's educational fees . some saves money for their new house and some are reliable for wedding of their children.

Another strong advantage of cut costs in future is to fullfill their long term desires. It promotes people to having their dream car or deam home. as up and downs situation is a part of life so saving money can facilitates also in unfair conditions like suffering with a serious disease or surgury.

from my prospective, securing income resources enable people to fight with unexpected or unpleasent situations occurs in life. Moreover. this step also promotes a chance to accomplish their desires and dreams.

ultimately, saving money is beneficial in every unfair situation in life . individuals should reduce expenditure for the future to face out of these situations.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you strongly agree that people, including young people, should save for the future. You give relevant reasons, including preparing for medical costs or unemployment and working towards goals such as buying a home or car. The Pakistan example about parents saving for education also supports your argument. However, some points are asserted rather than explained: for example, the discussion of weddings and long-term desires could show more clearly why saving is especially important for young people. The response addresses the task, but its ideas are not developed equally. To strengthen it, explain each main reason with a specific consequence or example and connect it directly to your position.

Coherence and Cohesion: Band 5.5

The response has an overall structure: an introduction states your view, body paragraphs present reasons, and a final paragraph restates your conclusion. Sequencing words such as “initially,” “Another strong advantage,” and “ultimately” help signal movement between points. However, progression within the body is sometimes unclear. The first body paragraph combines emergencies, education, unemployment, housing, and weddings, while the next repeats the idea of achieving long-term desires. Some linking phrases, including “Moreover,” and “as up and downs situation is a part of life,” do not create a clear relationship between the ideas that follow. Group related examples into distinct paragraphs and use referencing and transitions that show whether you are adding a reason, giving an example, or drawing a conclusion.

Lexical Resource: Band 5.0

You use relevant vocabulary for the topic, including “medical bills,” “educational fees,” “unemployment,” “expenditure,” and “long-term desires.” These choices make your main points understandable. However, the range is limited and several word-choice, collocation, and spelling errors make the writing less natural, such as “secure their income,” “cut costs in future,” “unfair conditions,” and “reliable for wedding.” There are also repeated references to “situations,” “life,” and “saving money,” which restrict variety. Aim to use more precise topic language and check spelling carefully. For example, “save for future expenses” is more natural than “secure their income,” and “adverse circumstances” is more suitable than “unfair conditions.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more complex sentences, including a reason clause in “as up and downs situation is a part of life” and a purpose phrase in “to pay their children's educational fees.” However, control of sentence structure and basic grammar is inconsistent, and errors sometimes make the reader pause. Examples include “we all knows,” “money play,” “i wants to describes,” and “saving money can facilitates,” where subject–verb agreement or verb forms are incorrect. Articles and sentence boundaries also need attention, as in “in every aspects of life” and the comma splice in “people can deal unexpected situatons like paying medical bills, educational purposes.” Practise building accurate sentences first, then add complex clauses and check agreement, verb forms, articles, and punctuation.

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