Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

The money and financial resources are essential for the future life of anyboy especially for young generation. I completely agree with this statement and emphasize any person or adults which are enhace the skills to grow and save the income for future.

Firslty, many people are just produce the financial resources in their entire life, which are pretty much better for present life. They need to save the money for future dreams. For example, they just doing the jobs for money and looking for thier daily needs. If any difficulties occur accidently regarding their health, they may not be resolve it on the time. I prefer these people are quitely save short amount of income for accidently health and physical purposes.

Secondly, some people have numerous ideas for the bussiness in future. Consequently, they have not substantional proportion of a resources for the establishing of the bussiness. For example, these individual have some dreams for bussinesses and forigen trips. They make the stratergy to maintain the saving account and deposite an actual or short amount of money in it. In future, they have enormous propotion of income to build a desire bussiness and trips.

From my prospective, anybody especially young generation must store some financial resources for future issues. Their saving are help them for their future eadvours such, as accidently health problems, mordren education for children, as well as forigen trip to explore the world. Saving money is tough initiative now; however, its advantages remain benificial for future.

In conclusion, many difficulties will be resolves with the help of saving of financial resources. Everyone must save a short amount of income for thier dreams comes ture in future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the introduction: “I completely agree,” and the conclusion reinforces the view that everyone should save. You give relevant reasons, including preparing for health emergencies and funding future business plans, and you add examples such as saving through a bank account. However, these ideas are not developed equally. The health-emergency point is understandable but remains general, while the business and travel example is difficult to follow and does not explain clearly how saving enables these goals. The reference to education for children appears only in the conclusion. To strengthen the response, explain each main reason with a specific, clearly connected example and develop how it supports your position.

Coherence and Cohesion: Band 6.0

The response has a recognisable structure, with an introduction, two body paragraphs, a concluding viewpoint and signposts such as “Firstly,” “Secondly,” and “In conclusion.” This gives the reader an overall route through your argument. However, some connections are mechanical or unclear. For example, “Consequently” does not clearly show how having business ideas leads to lacking resources, and the sequence from business plans to foreign trips is abrupt. References such as “these individual” and “it” can also leave the reader unsure what is meant. Improve progression by making each paragraph focus on one reason, then use clear cause-and-effect links and explicit references to connect the supporting example to that reason.

Lexical Resource: Band 5.0

You attempt vocabulary relevant to personal finance, including “financial resources,” “saving account,” “income,” and “establishing” a business. This shows some range beyond basic everyday terms. However, word choice, spelling and collocation errors are noticeable and sometimes make the meaning difficult to interpret. Examples include “substantional proportion of a resources,” “actual or short amount,” and “enormous propotion of income”; these do not express the intended financial ideas naturally. There are also repeated misspellings, such as “bussiness,” “thier,” and “forigen.” Build accuracy by learning common combinations such as “set aside money,” “emergency expenses,” and “start a business,” and check spelling and word forms carefully.

Grammatical Range and Accuracy: Band 5.0

You use both simple statements and attempts at longer sentences, including conditional structures such as “If any difficulties occur…,” and the main message is generally recoverable. However, some sentence structures and verb forms are faulty, which can make relationships between ideas unclear. For instance, “many people are just produce” combines incompatible verb forms, while “Their saving are help them” has problems with agreement and verb construction. In “these individual have,” the subject and verb do not agree. Articles and sentence boundaries also need attention. Practise building accurate clauses before extending them: for example, use “Many people earn money throughout their lives” and “Their savings can help them meet future needs.”

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