Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is widely argued that , it is crutial for every individual , including young adults to save financial asset for their future. i fully agree with the statement because it allows individuals to invest their savings for better future outcome, making them financially indipendent . moreover, it aids them in sudden emergency situations and it also make young learners to persue their education without any debt.

in detail, firstly having a secured funds helps a person to acquire property or invest in businesses for better future rate of return . secondly, it makes them indipendent in terms of monetary making them free from any type of loans . for instance all around the globe investing in lands and businesses is a very popular way to gain personal growth and becoming less dependent on any tpe of loans , emis , debt.

in addition, thirdly in sudden emergency situation related to health or occupation this is where the savings helps a individual to overcome money related issues while having less burden of clearing out the bills and gives an assurety that things are running smoothly. forthly, as we know education is one of the most important factor in this world to secure better future on the other hand gaining knowledge from schools are getting more expensive day by day. again savings helps young learners to cover their education and living expenses without any stress on their shoulders .

in coclusion , i accept the idea that people should focus on their savings because it helps them to invest in better future by owening properties and businesses . moreover, makes them less dependent and make them financially indipendent . furthermore , it cope up in unexpected emergency situations and it also assits in an adults educational journey .

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the opening—“I fully agree”—and remains consistent in the conclusion. You address several relevant reasons for saving: investment in property or businesses, financial independence, emergencies, and education. These points support the task, and the examples of health costs and education expenses help make the argument relevant. This meets the task well, though some ideas are more fully addressed than others: the investment point is explained briefly, and the global example remains general rather than showing a specific outcome. To strengthen the response further, develop each main reason with a clearer explanation or a concrete example, and make the links between saving and the claimed benefits more precise.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs covering different benefits, and a conclusion that restates your position. The reader can follow the progression from investment and independence to emergencies and education. However, cohesion is sometimes mechanical: “firstly,” “secondly,” “thirdly,” and “forthly” announce points rather than showing how they relate, and “moreover” and “furthermore” recur in the conclusion. Some connections are also unclear, such as “on the other hand” between education’s importance and its rising cost. Use fewer numbered transitions and connect ideas through clearer cause-and-effect links and reference words. This would make the progression smoother and less formulaic.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “financially independent,” “emergency situations,” “living expenses,” and “invest in businesses.” This gives you enough language to communicate the main ideas, but the range is limited and several noticeable spelling, word-form, and collocation errors reduce precision. Examples include “financial asset” where a plural or more natural phrase is needed, “better future rate of return,” and “gaining personal growth.” Misspellings such as “crutial,” “indipendent,” and “assits” also affect the overall impression. Aim to learn common word partnerships for finance and education, and proofread spelling and word forms. More precise vocabulary would help express your ideas naturally.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and more extended sentences, including a reason clause beginning “because” and a sentence explaining how savings can help during emergencies. However, the range is limited, and errors occur often enough to make some sentences awkward or difficult to process. For example, “it also make young learners” has a subject–verb agreement error, while “having a secured funds helps” has problems with article use and agreement. The sentence beginning “in sudden emergency situation” also lacks a clear grammatical structure, and several sentences run together without reliable punctuation. Practise building accurate complex sentences, checking singular and plural subjects, and separating complete ideas with full stops.

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