Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It seems throny issue as whether it is crucial to save hefty amount of money for young individuals or not. Although, few people raise their eyebrows on above stated notion, yet i entirely agree with given statement. However, thesis in following paragraphs will help to support the approval of statement.

To begin with, it is essential to save some money for future since individuals expand their family at specific age in order to provide support to them . They should save some money. Moreover, they also utilise that amount , while establishing their own business as well as invest in purchasing shares from other company. It also enable them to pursue in courses , which aids in upgrade their educational level and develop some skills. For instance, international students save money , while doing shifts. So that they get admission in other colleges for further studies.

In addition to this, masses use this money during predicaments. If someone in their family suffer from illness, they can provide treatment at proper . Beacuse the treatment in the hospitals is very expensive. So if they have some money, then there is no worries . Whenever, there is loss in business, they use this money to recover their loss. Saved money also helps the masses during the period of disaster. For example, during the period of covid, the massess use save money to provide curable treatment to their closed one. This saved money helped them in arduous situation.

In contrast, some section of society disapprove the above statement. Since no one can predict the future. While saving the money, masses forget to live their life. They take their life so seriously. Their main goal is just save money for future. Happiness form their faces fade away with time. They indulge in hectice schedule , as a result they feel depress and isolated from the society.

Finally to conclude, despite of having some disapprovals, i fully concede with

above statement as savings helps individuals in various stages of life. Even a piece of bread cannot be purchase until a person has money in their pockets.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I entirely agree”) and conclusion, and you give relevant reasons for saving: supporting a family, funding education or a business, and coping with illness or disasters. These examples address the question and show why savings can matter at different life stages. The response also acknowledges a counterargument—that saving too much may prevent people from enjoying life—which helps cover the issue from more than one perspective. To strengthen the response further, develop some points more fully: for example, explain how young people can balance saving with present enjoyment, and make the link between the international students’ example and future financial security clearer. Some claims, such as the effects of saving during COVID, remain general rather than specifically illustrated.

Coherence and Cohesion: Band 6.0

The essay has a recognisable overall structure: an introduction, two paragraphs supporting saving, a counterargument, and a conclusion. Paragraphs generally have a clear central focus, and signposts such as “To begin with,” “In addition to this,” and “In contrast” help readers follow the progression. However, cohesion is sometimes mechanical, with several transitions announcing points rather than showing how they relate. Some links are unclear, as in “For instance, international students save money… So that they get admission,” where the relationship between the example and the preceding claims needs smoother explanation. There are also abrupt or repetitive short statements, such as “They should save some money.” Use clearer referencing and connect examples directly to the argument to make the flow more natural.

Lexical Resource: Band 5.0

You attempt a range of vocabulary relevant to finance and personal circumstances, including “predicaments,” “establishing their own business,” “purchasing shares,” and “isolated from the society.” This gives you some variety beyond basic terms. However, noticeable word-choice, collocation, word-form, and spelling problems sometimes make the meaning less natural or harder to follow. Examples include “throny issue,” “raise their eyebrows on,” “provide treatment at proper,” and “the massess use save money.” Some expressions also sound overly formal or imprecise, such as “approval of statement” for agreement with an argument. Aim for accurate, natural combinations and check spelling and word forms carefully; precision will improve the clarity of your ideas.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentence forms, including clauses introduced by “Although,” “since,” and “Whenever,” and the overall meaning is usually recoverable. However, complex structures are often not controlled accurately, and errors occur across verb forms, agreement, articles, and sentence boundaries. For example, “It also enable them” needs subject–verb agreement, while “If someone in their family suffer” has an agreement error. “Although, few people raise…” is punctuated and structured awkwardly, and “So that they get admission…” is an incomplete sentence in this context. There are also missing or incorrect grammatical words in phrases such as “at proper” and “there is no worries.” Practise building complete sentences and checking agreement and clause connections before adding more complex structures.

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