Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is widely belived thT BULIDING FINACIAL reserveves for the future is essential for individuals across all age demographics particularly the youth. I strongly agree with this statement because early saving habits foster long term finacial independence and provide a crucial safety net against unpredictable economic challenges.

One the first hand, saving money is very important for the future beaacuse nowdays eveything is very vaulable. in the future value incresce fastky so thats why we save a money for the futher. For example, mobile phones, laptop ,computer etc. this electical items most important for the studey in future without this ietms study not compelte so childern save money nowdays so they can eastly bu this items but they do not save money they face money prombles in the futher.

One the other hand, saving money doses not waste now and upcoming days because some time we go for the emergency like hospital and other place . that time we have limted time so this time we use saving and relize saving money do not waste .but nowadays young people do not save money beacuse of study, gaming , and shopping and eating items this value most incresce post to now. so that's why young people not saving the money.

In conclusion, i completely support the view that saving for the future is a paramount responsibillity for everyone, including the young genration . It not only unlocks future opportunities and wealth generation but also guarantess a vital safetly during turbulent times.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

Your position is clear: you strongly agree that young people and adults should save, and the conclusion restates this view. You also give relevant reasons, including saving for study-related technology and having money available for emergencies. However, the response addresses the task only partially because these points are not explained in enough detail. The example of phones and computers does not clearly show how saving helps young people meet future needs, and the emergency point remains general. The discussion also briefly shifts to why young people do not save, without fully connecting this to your argument. Develop each reason with a specific explanation or example to make your support more convincing.

Coherence and Cohesion: Band 5.5

The response has a recognisable structure, with an introduction, two body paragraphs presenting different points, and a conclusion. This gives the reader some organisation, and phrases such as “For example” and “In conclusion” signal the purpose of sections. However, progression within the body paragraphs is not always clear: the first moves from rising prices to electronic devices and then to students’ difficulties, while the links between these ideas are hard to follow. Connectors such as “One the first hand” and “One the other hand” are inaccurate or mechanical, and several sentences run together without clear punctuation. Use a clear topic sentence for each paragraph and link each explanation directly to its main reason.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “financial independence,” “safety net,” “economic challenges,” and “emergency.” These phrases show an attempt to discuss saving beyond very basic terms. However, the range is limited overall, and frequent spelling errors—such as “belived,” “finacial,” and “responsibillity”—make the writing harder to read. Some word choices and combinations are also unclear or unnatural, including “value incresce fastky,” “save a money,” and “this value most incresce post to now.” Build a reliable set of topic vocabulary and check spelling and collocations carefully. Prefer precise expressions such as “the cost of goods rises” and “save for essential purchases.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences, including a reason clause in the introduction and a conditional idea about what happens if young people do not save. However, the range is limited, and attempts to combine several ideas often produce faulty sentences. For example, “without this ietms study not compelte” lacks a clear subject and correctly formed verb, while “that time we have limted time so this time we use saving” has unclear clause structure. There are also recurring problems with articles, agreement, and sentence boundaries, as in “save a money” and the run-on sentences in the body paragraphs. Practise building accurate subject–verb sentences first, then add one clear subordinate clause at a time.

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