Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays, financial security has become a notalble trend. Owing to this, many people narrate that saving money for future can be beneficial for everyone, including young generation. This act holds substanstial effects, that's why, I am agree with this statment.

One of the major reasons to save money is to cope with any unforeseen emergency situation. If a person have currency in his hand, he can deal with any medical or social urgency with far more potential as compared to be bare handed. Furthermore, saving money helps alot in personal growth, because it leads to deter any immature behaviour of spending money limitlessly. For example, aldolescents should focus only on the meaningful expenditures and cut down on any unnecessary activity such as on shopping, hanging out or putting orders for extra foods in restaurants. Therefore, they could save this money for the useful use in future, which helps them to be self-sufficient to deal with an emergency.

Another most compelling argument for saving money is to provide a financial foundation for investments. Since huge accumulation of money is needed to startup a business or for the innovations in existing firm, it assists in such circumstances. For instance, one my friends has invested thousands of rupees in cloth shop by saving the money from so many years. That's why, it is important for the youngsters, who can build their companies in order to not to rely on others if they have meaningful amount of money.

In conlusion, as future is unseen, and anyone would have to face a calamity, saved money proves to be oxygen in such events. This trend also has a positive impact on a society, economically.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear: you agree that saving is important for everyone, including young people. You address the prompt with two relevant reasons—preparing for emergencies and creating a financial base for investment—and support them with examples, including your friend’s clothing business. This meets the task well, and the examples show some development. However, the emergency point is explained more fully than the investment argument, which would benefit from clearer detail about how savings help young people start or grow a business. The conclusion also introduces the broad claim that saving benefits society economically without explaining it. To strengthen the response further, develop each main idea more evenly and connect the final claim directly to your supporting arguments.

Coherence and Cohesion: Band 6.0

The response has a clear overall structure: an introduction, two body paragraphs presenting separate reasons, and a conclusion. The progression from emergency savings to investment is logical, and signposts such as “Furthermore,” “For instance,” and “In conclusion” help readers follow the argument. However, some linking is mechanical or imprecise. “Therefore” does not clearly show how the preceding examples lead to the claim about self-sufficiency, while “That’s why” is repeated and sounds conversational. Some references are also unclear, such as “this money” and “such circumstances.” Improve cohesion by making the relationship between each example and its main point explicit, and use a wider range of natural transitions and precise referencing.

Lexical Resource: Band 5.5

You attempt a range of topic-related vocabulary, including “financial security,” “unforeseen emergency,” “financial foundation,” and “self-sufficient.” These choices help communicate the main ideas, and the response is generally understandable. However, noticeable spelling and word-choice errors reduce precision: “notalble,” “substanstial,” and “conlusion” are misspelled, while “narrate” is not a natural substitute for “say” or “argue.” Several collocations are awkward, including “useful use,” “bare handed,” and “putting orders for extra foods.” Some expressions, such as “oxygen in such events,” are vivid but unsuitable for a formal essay. Aim for accurate, natural collocations and check spelling carefully, especially for less familiar vocabulary.

Grammatical Range and Accuracy: Band 5.5

You use both simple and complex sentence forms, including conditional structures such as “If a person have currency in his hand” and a reason clause beginning “Since huge accumulation of money is needed.” This shows an attempt to vary sentence structure, and the overall meaning is usually recoverable. Some grammatical errors remain, however: “a person have” needs subject–verb agreement, “I am agree” should be “I agree,” and “one my friends” is missing a word. Articles and sentence construction also need attention in phrases such as “for future” and “in order to not to rely.” Review agreement, articles, and infinitive patterns, then proofread each sentence for a complete and natural grammatical structure.

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