Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-19

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

To commence with , that is most debateable topic in our locality weather some individuals believe it is important for everyone, including young people , to save money for thier future.i completely advocate with their point of views because savings are the backbone of our future as well as protect in our bad time.

first and foremost, a fair section of people thinks saving have more brighter side it helps in our bad time. The major advantage of save money for our future it helps in our emegency conditions moreover, buy new products to make life easier for instance if a person wants to buy a new house if they do savings in thier past time they can easily to bought that home however, if they do not save his money then he does't buy that house he faced lot's of challanges like loan interest , depression etc.

on the paradoximal side, nowadays schools and unniversities plays a vital role in young people to do savings for their future due to some curcumstances they provides a acts. these acts provides the benefits of saved money . As we know very well young children not mature much they spend their money on unwanted things like they spend on online platforms , games etc. that's the main reason young students starts save his money for upcoming life.

However, if i share my experiance when i was young child i start my saving carrier when i was in first sem of my graduation i started saving from my pocket money because i want to buy a new mackbook for my future gaols after 3 years i save approx 70000 rupees these ruppes sufficient for my laptop then i bought that laptop from vijay sales .

To conclude, saving plays a important role in our life moreover helps in our all face of life upward and downword . then all people start savings for their best future life.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear: you completely agree that saving is important, and you give relevant reasons, including financial security in emergencies, buying a home, and helping young people avoid spending on unnecessary items. The personal example about saving pocket money for a laptop also supports your view. This addresses the main task, but some points are less fully developed than others. For example, the claim that schools and universities encourage saving is introduced vaguely, without explaining what activities or benefits they provide. The home-buying example is more detailed, though its consequences could be explained more clearly. To strengthen the response, develop each main reason with a specific explanation and make the link between young people’s saving habits and their future security more explicit.

Coherence and Cohesion: Band 5.5

The response has a recognisable overall structure: an introduction, supporting paragraphs, a personal example, and a conclusion. The ideas generally follow a sensible order, moving from the benefits of saving to young people’s habits and then to your own experience. However, progression within paragraphs is sometimes difficult to follow because several ideas are joined into long sentences, and linking expressions are occasionally mechanical or unsuitable. For instance, “on the paradoximal side” does not clearly signal the relationship between the preceding point and the discussion of schools. The conclusion also repeats the general claim rather than drawing together the reasons. Use clearer topic sentences, divide examples from explanations, and choose connectors that accurately show contrast, addition, or cause.

Lexical Resource: Band 5.0

You use vocabulary relevant to the topic, including “emergency conditions,” “pocket money,” “loan interest,” and “unwanted things,” and the personal example gives you opportunities to use specific terms. However, the range is limited and several word choices, collocations, and spellings are inaccurate or awkward, sometimes making the reader pause. Examples include “backbone of our future,” “saving carrier,” and “best future life”; more natural expressions would be “financial foundation,” “saving habit,” and “a more secure future.” There are also repeated forms of “save” and “future,” which reduces flexibility. Build a bank of accurate topic collocations and check spelling carefully, especially for words such as “debatable,” “emergency,” and “experience.”

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, including conditional structures such as “if a person wants to buy a new house” and a time clause beginning “when I was a young child.” This shows some range, but control is uneven: some sentences contain several clauses without clear punctuation, and errors in verb forms, agreement, articles, and sentence construction sometimes make relationships between ideas unclear. For example, “schools and universities plays” has a subject–verb agreement error, while “they can easily to bought that home” combines incompatible verb forms. The sentence beginning “The major advantage of save money” also needs a grammatical structure such as “The major advantage of saving money is that…”. Practise accurate clause patterns and review each sentence for agreement, verb form, and punctuation.

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