Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-10-19

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this modern world it is essential for eveyone including adults, children and any member of family to make saving in daily life retuine. Futhermore which could be helpfull in future. I strongly believe this point although it could be helpfull in many cases of emergency.

As saving for future is many benefical in in era, as due to high crises every person does not have much saving to help other people. Althouth it does not matter who make saving young child or adult person. Additionall it is not only the reponcebility of family leader. The saving we make from future will cruical in case of emergency.For example, in the recent year we have faced multiple emergency situation in world and although in our country Pakistan like crona virus, war between India and Pakistan addition current war going between Iran and Amrica has dramatic effect on world economy, specially the devloping country like Pakistan, Sirlanka and etc.

Futhermore saving made my young people can be helpfull in their studies, achiving their future goals and leeds them to reality. Although the only problem in this century behond achiving our goal is money which can be make by saving. Saving would be helpful incase of medically emergancy in faimily like road accident and heart attack.

In conculsion i would say that , saving make today migth be helpful in future, to achive to goal in life, to help our family in every situation.

AI examiner evaluation

Task Achievement / Task Response: Band 5.5

You clearly state your position in the opening—“I strongly believe this point”—and give relevant reasons, including emergencies, education, and family medical costs. These examples show an understanding of why saving matters, but the discussion remains general and some points are not fully explained. The reference to international crises and their effects on Pakistan, Sri Lanka, and other developing countries is difficult to connect directly to why young people should save. The response therefore addresses the topic only partially, rather than developing its main ideas in sufficient detail. It also contains 241 words, so it does not meet the required 250-word minimum. To strengthen the response, explain one or two reasons in more depth and give a specific example of how saving benefits a young person.

Coherence and Cohesion: Band 5.5

The response has an introduction, two body paragraphs, and a conclusion, and the ideas are broadly grouped by topic: general emergencies first, then young people’s studies and family medical needs. However, progression within paragraphs is often unclear. For example, the move from “high crises” to international conflicts and then to the responsibility of family leaders does not establish a clear chain of reasoning. Linking words such as “Furthermore,” “Although,” and “Additionally” are repeated or used where the relationship between ideas is uncertain. The conclusion restates the main view but adds little synthesis. Use clearer topic sentences, arrange each paragraph around one reason, and connect each example explicitly to the claim it supports.

Lexical Resource: Band 4.5

You attempt topic-related vocabulary, including “emergency situation,” “world economy,” “developing country,” and “future goals,” so the reader can identify the main subject. However, the range is basic and repetitive, especially the repeated use of “saving” and “helpful.” Frequent spelling errors and inaccurate word forms—such as “eveyone,” “retuine,” “benefical,” “reponcebility,” and “devloping”—make the writing harder to read. Some combinations are also unnatural, including “make saving” and “saving made by young people.” Build a more accurate set of phrases for discussing personal finance, and check spelling and collocations carefully. More precise vocabulary would help distinguish saving for emergencies from saving for education or long-term goals.

Grammatical Range and Accuracy: Band 4.5

There are attempts to use longer structures, including “although it could be helpful in many cases of emergency” and the sentence beginning “For example,” but complex sentences are often incomplete or difficult to follow. “Furthermore which could be helpful in future” is a fragment, while “As saving for future is many beneficial…” does not form a clear grammatical sentence. Errors also occur in articles, agreement, and sentence boundaries, as in “the only problem…is money which can be make by saving” and “saving make today might be helpful.” These problems frequently obscure the intended relationships between ideas. Practise writing complete simple sentences first, then add subordinate clauses with accurate subjects and verbs. Review punctuation and article use when editing.

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