Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-20

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Now a days, it has become crucial for everyone including all ages to have save savings for the future. I strongly agree with this statement due to rising inflation, unemployment and for sudden necessity. If one's lose the job then he must have some savings for daily expenses.

To begin with that savings are important for future as we might need it anytime. For instance the one is working currently but there is no certainty for the future that he will have this job or be able to earn. That's why he must have savings in paramount that when he will be in difficult hour he must have some savings for the expenses. However, no one help in that condition.Moreover, if the medical emergency occurs due to an accident the arrangement of money will become a difficult task at this critical hour.

Furthermore, savings provide a sense of financial independence and mental peace. When people have a backup fund, they do not have to rely on bank loans or borrow money from relatives, which often leads to heavy debts. For younger generations, early savings can also pave the way for higher education or starting new bussiness without financial stress.

In conclusion, saving money is not just a choice but an absolute necessity in today's unpredictable world. Whether, it is to survive sudden unemployment, tackle unexpected medical bills or secure long term goals. Therefore, everyone should cultivate the habbit of saving from an early age.

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the start: “I strongly agree,” and the response stays focused on why saving matters. You give relevant reasons, including unemployment, medical emergencies, financial independence, and young people’s education or business plans. These examples address the prompt, but some points are asserted rather than fully explained; for instance, the medical-emergency point is brief, and the benefits of saving for education or a business could be illustrated more specifically. The response also falls six words short of the required 250, so it does not meet the task’s minimum length. Develop one or two examples further and ensure the final draft reaches the required length.

Coherence and Cohesion: Band 6.0

The essay has a recognisable structure: an introduction, two body paragraphs, and a conclusion. The progression from protection against emergencies to longer-term independence is logical, and signposts such as “To begin with,” “Furthermore,” and “In conclusion” help readers follow the argument. However, some linking is mechanical, and connections within the first body paragraph are not always smooth: the shift from job insecurity to medical emergencies feels abrupt. The opening paragraph also repeats the idea of needing savings. Improve cohesion by grouping related examples, using clearer transitions between them, and varying linking expressions. Check punctuation around transitions as well, particularly “Moreover,” which needs a space after the preceding sentence.

Lexical Resource: Band 5.5

You use a relevant range of vocabulary, including “inflation,” “financial independence,” “backup fund,” “unexpected medical bills,” and “financial stress.” These choices communicate the main ideas and show attempts to use topic-specific language. However, several word-choice, collocation, and spelling problems reduce precision: “savings in paramount” is not a natural expression, “difficult hour” is awkward in this context, and “bussiness” and “habb it” (written as “habbit”) are misspelled. The opening phrase “have save savings” also shows difficulty selecting the correct form. Aim for accurate, natural combinations and proofread spelling; this will make your otherwise relevant vocabulary more effective.

Grammatical Range and Accuracy: Band 5.5

There is some variety in sentence forms, including conditional and relative clauses, as in “If one's lose the job then he must have some savings” and “which often leads to heavy debts.” Most of the argument remains understandable, but some errors in agreement, articles, pronouns, and sentence construction are noticeable. For example, “one's lose” should use a singular verb, and “the one is working currently” is an awkwardly formed clause. The sentence beginning “Whether, it is to survive…” is a fragment rather than a complete sentence, while “there is no certainty … that he will have this job” could be expressed more cleanly. Practise accurate complex sentences and check that each sentence has a complete main clause.

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