Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-10-20

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Yes ,i really agree with that statement that we should save money to our future because in the modern world everythings going to be at highprices .

It actually very beneficial for all of us to save money .We can takes many advantages of saving money . When we save money then,actually we are satisfy because we know that we have enough money thata we used in our terrible condition .

We face many difficult situations in our life ,we face accidental problems that is actually very unrealistic to any person because it is the comand of lord.

One of my experiense is that,a few months ago ,my brother got accident very severe .And this is actually very difficult situation for my parents and me .At that time doctor asked us for operation of my brother .

my father who is actually very strong person and at that time he also got troma pf that injurry .But he also save a large ammount of money in his bank account ,we can consiider it his wise thinking about to save money .And at that time we useal of this money on my brother operation,amd finally he is recovered his health .so it is the greatest exampe the benefits of saving money.

moreover ,we can also tackle many kind of prolems by saving money.We can secure our future .If we see in our life ,time is not kind to us at every timeso we should to prepare ourselve to solve them.

We know that in this world everything can be possible ,if we lost our job due to any reaspn hen what we will do at that time if we does not have saving at that time .if we have money we caan start a new bussiness to secure our familly future .To conclude that at aty term saving money helps us in any difficult situation.It helps us to secures our future

AI examiner evaluation

Task Achievement / Task Response: Band 6.0

Your position is clear from the opening: “I really agree,” and you give relevant reasons, including unexpected medical costs and the security savings can provide after job loss. The account of your brother’s accident is a specific example that supports your view and shows how savings can be useful in a crisis. However, the reasons are not developed equally: the point about starting a business after losing a job is introduced briefly, without explaining how savings would make this practical. The claim that saving helps in “any difficult situation” is also broad. To strengthen the response, explain each main reason more fully and connect it directly to why saving matters for young people as well as adults.

Coherence and Cohesion: Band 5.5

The response has an overall sequence: you state your opinion, give a personal example, add a point about job loss, and conclude. Paragraph breaks help distinguish these stages. However, the progression within paragraphs is sometimes difficult to follow, particularly in the accident account, where several details run together. Linking expressions such as “moreover” and “to conclude” are present, but connections between ideas are often mechanical or unclear; for example, “We face accidental problems that is actually very unrealistic” does not clearly lead into the example. Use clearer topic sentences and divide the response into focused paragraphs, with each paragraph developing one reason. Check that pronouns and references clearly identify who or what you mean.

Lexical Resource: Band 5.0

You use some relevant vocabulary for the topic, including “save money,” “bank account,” “operation,” “job,” and “secure our future,” so the main message is generally understandable. There are also attempts at more specific language, such as “accidental problems” and “wise thinking.” However, the range is limited and several word choices or collocations are inaccurate or unclear, including “highprices,” “got troma,” and “secure our familly future.” Spelling errors such as “experiense,” “ammount,” and “reaspn” are noticeable and sometimes make the reader pause. Build a more precise set of phrases for emergencies, financial security, and employment, and proofread spelling and word forms.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple statements and longer sentences, including conditional ideas such as “if we lost our job … what we will do.” This shows an effort to express cause, consequence, and hypothetical situations. However, control is inconsistent, and errors in verb forms, agreement, articles, and sentence construction sometimes make meaning difficult to follow. For example, “We can takes many advantages” has an incorrect verb form, while “he is recovered his health” does not form a correct clause. Some sentences also join several ideas without clear punctuation, especially in the account of the accident. Practise accurate basic sentence patterns first, then build longer sentences using controlled clauses and consistent tense.

See this exact question answered at other band scores. The same prompt compared across bands.

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