Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-10-21

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Saving money is an essential thing not only for older people, its equally important for the new generation for their upcoming time. I totally agree with this opinion. For the uncertain future, we have to prepare ourselves by securing our money and assets.

Nowadays, we are living in a very uncertain world. We do not know what will come of us in near future. We hardly predict what will be going on and in terms of economic view the market is often fluctuated. In the recent past, we witnessed the economic collaps of many well developed countries. So it is necessery to protect our assets and save our money from the young age. When a young boy or a girl started to make money by doing their jobs or any kinds of bussinesses should separate a specific amount of money which is come from their selaries or bussiness profits for their future.

In every educational institutions should take necessery steps for learning students how money can work and how to save and invest money to secure their future. If students can learn these things from the very beginning they can handle money more productively. Saving money is not only way to save money, people should know how to make money by investing in a right way and how to take calculative risk. Moreover, young people who are not take any kinds of academic education are also important part of our society. So, some separate courses should be launched to teach them about saving money and how to investing them in right ways .

In conclution, not only mature people but also young people who are just started earning money should learn how to make money and save money for their future. We all should know the importance of money and should learn how to manage it to make our life easy and secure our future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

Your position is clear from the introduction (“I totally agree”) and remains consistent in the conclusion. You give relevant reasons: financial uncertainty, the value of saving from an early age, and the need to teach financial skills in educational institutions. The examples about setting aside part of a salary or business profit also help make the argument practical. This covers the task well, but some points are less fully developed than others. For instance, the economic collapses are mentioned without explaining how personal savings would help young people respond, and the proposal for courses could be supported with a specific benefit or example. Developing these links would make the argument more complete and persuasive.

Coherence and Cohesion: Band 6.5

The response has a clear overall structure: an introduction, two body paragraphs with distinct themes, and a conclusion. Ideas generally progress from uncertainty and personal saving to financial education, and linking expressions such as “Moreover” and “In conclusion” help signal relationships. However, some connections are mechanical or unclear. The sentence beginning “In every educational institutions” does not clearly connect the proposed teaching to the previous paragraph’s advice about saving, and “Saving money is not only way to save money” repeats the same idea rather than advancing it. Use clearer topic sentences and refer back to ideas precisely; for example, explain how financial education enables young people to save and invest responsibly. This would make the progression smoother and cohesion more flexible.

Lexical Resource: Band 5.5

You use a relevant range of vocabulary for the topic, including “uncertain future,” “economic view,” “assets,” “investing,” and “calculative risk.” These choices show an attempt to discuss financial planning beyond basic saving. However, the range is not always controlled: “the market is often fluctuated” and “make our life easy” are unnatural expressions, while “money” and “future” recur frequently. There are also noticeable spelling errors, including “collaps,” “necessery,” “bussinesses,” and “conclution.” Aim for accurate collocations and vary repeated terms—for example, use “financial security” or “long-term planning” where appropriate. More precise word choice and careful proofreading would make your meaning clearer and more natural.

Grammatical Range and Accuracy: Band 5.0

You attempt both simple and complex sentences, including conditional structures such as “If students can learn these things from the very beginning…” and a relative clause in “young people who are not take any kinds of academic education.” This shows some range, but control is uneven, and errors occur often enough to make parts of the response difficult to read. Examples include “its equally important” (missing apostrophe), “When a young boy or a girl started… should separate” (inconsistent verb forms and an incomplete clause), and “who are not take” (incorrect verb construction). Articles, agreement, and sentence structure also need attention. Practise building accurate clauses first, then combine them; checking each sentence’s subject and verb will improve clarity.

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