Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-10-21

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

Now a days people get many troubels in thair daily life and they have many things to discouss and work on thair selfs i feel that its is very important for all people for thair batter future to save money and helpfull for everyone to collect a money for thair batter life.

I totally agree with this statement becouse that it is very helpfull for young people to save money for thair batter future now a days eveyone nows that their have manyb expencess in thair daily routine and for thair daily useage. now a days petrol rates incresses and food is also going expencive day by day i feel that it is very deficult to survive in there daily routine. in this time period of the era poor people are going more poor and middalclass are calso going down day by day. acording to this i feel habbit of saving is very benifical and helpfull for young people for example if they have now money to buy a new dess or may be some thing from their faviourit food but they did not buy from the lake of money its very hurting for them insteed they have any money or savings may be they can eacily buy it.

somewere i disagree with the statement becouce in this time period of era people have many thing in his haritage and by thair parents people going selfish or more selfish by thair money and savings may be its not good for new genracion and its gave a nagitive impect on the other ans alpha gentation.

in my openion savings is very helpfull and good habit for us and youngpeople if we have money all time we can buy any thing whatever we want by our desires.

In a concalution somewhere im agree with the statment and somewere i disagree with is becouse its

AI examiner evaluation

Task Achievement / Task Response: Band 4.5

You state a clear overall view in “I totally agree,” and you give relevant reasons, including rising petrol and food costs and the value of having savings for future needs. However, the response does not develop these points sufficiently: the example about buying a new dress or favourite food is not clearly connected to long-term financial security. You also introduce disagreement about inheritance and selfishness, but the relationship between this point and the question is unclear, and the conclusion ends without completing your reasoning. To strengthen the response, maintain a consistent position, explain how saving benefits young people over time, and support each main idea with a specific, clearly relevant example.

Coherence and Cohesion: Band 4.0

There is an attempt to organise the response into an introduction, supporting paragraphs, and a conclusion, and phrases such as “for example” and “in my opinion” signal the direction of ideas. However, the progression is difficult to follow because several points are crowded into long blocks, and the shift from agreeing to disagreeing is not clearly explained. Repeated references to “now a days” and “I feel” do not create clear links between ideas. The final sentence, “somewhere im agree … and somewere i disagree … becouse its,” is incomplete, leaving the argument without a clear ending. Use separate paragraphs for each main reason, connect them with precise linking phrases, and ensure each paragraph develops one central point.

Lexical Resource: Band 4.5

The response uses some vocabulary relevant to the topic, including “save money,” “expenses,” “petrol rates,” “middle class,” and “savings.” However, the range is basic and repetitive, with “helpfull,” “batter,” and “now a days” recurring or appearing in inaccurate forms. Several choices make the intended meaning difficult to understand, such as “people have many thing in his haritage” and “other ans alpha gentation.” Spelling errors are frequent and sometimes obscure key ideas. Build a more precise set of topic vocabulary and check spelling and word forms carefully. For example, explain ideas using terms such as “financial security,” “living costs,” and “future expenses,” rather than relying repeatedly on general words like “good” and “helpful.”

Grammatical Range and Accuracy: Band 4.5

You attempt to express reasons and contrast, including with “because” and “somewhere I disagree,” but sentence structures are very limited and errors occur throughout. For example, “I totally agree with this statement becouse that it is very helpfull” has an unnecessary “that,” while “people have many thing in his haritage” has problems with number and agreement. Several sentences run together without clear punctuation, and the final sentence is unfinished. These errors often make relationships between ideas hard to follow. Practise writing complete sentences with a clear subject and verb, and use simple structures accurately before adding clauses. Check articles, plural forms, pronouns, verb agreement, and sentence boundaries during revision.

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